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Next IRS deadline:Extended 2025 tax returns due ·

2026 tax year · updated

New York income tax calculator

New York has a graduated income tax with 9 rates from 3.9% to 10.9%; the top rate starts at $25,000,000 of taxable income for single filers. Estimate your federal and New York income tax, and your refund, below.

$
Filing status
Other income, children, overtime and withholding

Overtime premium = the half in time-and-a-half, about a third of your time-and-a-half overtime pay. Not sure? Use the no tax on overtime calculator.

Total income tax 2026

14.8% effective

$75,000 income · Single · New York

$11,123

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

Federal income tax
$7,670
State income tax
$3,453

Social Security and Medicare on wages are withheld separately and are not part of income tax.

How your income is taxed (federal)

  • 10% on $12,400$1,240
  • 12% on $38,000$4,560
  • 22% on $8,500$1,870

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes
  • Standard deduction (no itemizing)
  • No child tax credit
  • Other income taxed at ordinary rates (no qualified dividends or capital gains)
  • No county or city income tax (New York has local income taxes in some areas)
  • Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest
  • Some New York rules are simplified (see the state page)

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

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New York income tax at common incomes

Wages only, standard deduction, 2026. Federal + New York tax; Social Security and Medicare not included.

New York income tax by income
WagesState (single)Total (single)Total (married)
$40,000$1,563$4,183 (10.5%)$1,751
$60,000$2,643$7,663 (12.8%)$4,881
$75,000$3,453$11,123 (14.8%)$7,491
$100,000$4,860$18,030 (18.0%)$11,841
$150,000$7,810$32,544 (21.7%)$22,241
$250,000$13,962$65,716 (26.3%)$50,131

New York brackets

3.9% over $0 · 4.4% over $8,500 · 5.15% over $11,700 · 5.4% over $13,900 · 5.9% over $80,650 · 6.85% over $215,400 · 9.65% over $1,077,550 · 10.3% over $5,000,000 · 10.9% over $25,000,000 (single).

How New York taxes changed

New York's rates and deductions did not change for 2026. State tax on $85,000 of 1099 profit falls from $3,740 to $3,669 (−$71).

New York income tax on $85,000 of 1099 profit
2025: $3,740$3,74020252026: $3,669$3,6692026
Take-home pay on a $75,000 salary
2025: $57,794$57,79420252026: $58,140$58,1402026
New York income tax by year
20252026
Top income tax rate10.9%10.9%
Standard deduction (single)$8,000$8,000
State tax on $85,000 of 1099 profit$3,740$3,669
Take-home on a $75,000 salary$57,794$58,140

Each year uses that year's federal and New York rules, so the take-home row also reflects federal changes. Federal changes · All data updates

What this estimate simplifies

  • Connecticut and New York have "tax benefit recapture," by which many high-income taxpayers pay their top tax rate on all income, not just on amounts above the benefit threshold.

Sources: New York revenue department, Tax Foundation, State Individual Income Tax Rates and Brackets, IRS Rev. Proc. 2025-32. Methodology.

New York income tax FAQ

What is the New York income tax rate for 2026?

New York has a graduated income tax with 9 rates from 3.9% to 10.9%; the top rate starts at $25,000,000 of taxable income for single filers. The top rate is 10.9%.

How much New York income tax do I pay on $75,000?

About $3,453 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

Does New York have local income taxes?

Yes: New York City and Yonkers residents pay a city income tax, which the calculator can include.