The typical US homeowner pays $3,211 a year in property tax on a home worth $360,600, an effective rate of 0.89%. By state, effective rates run from 0.27% in Hawaii to 1.92% in Illinois. Enter a home value and state to estimate the yearly and monthly tax.
A low rate doesn't always mean a low bill: Hawaii has the lowest rate but its homes are worth a median $875,900, so the median bill there is $2,385, more than in 18 other states.
Property tax by state
Effective rate (median real estate taxes paid ÷ median home value), median yearly tax and median home value for owner-occupied homes, from the American Community Survey 2024 1-year estimates. Ranked from the highest rate.
Property tax by state| Rank | State | Effective rate | Median tax | Median home value | Tax on $400,000 |
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| 1 | Illinois | 1.92% | $5,399 | $280,700 | $7,694 |
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| 2 | New Jersey | 1.89% | $9,358 | $496,000 | $7,547 |
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| 3 | Connecticut | 1.66% | $6,573 | $396,900 | $6,624 |
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| 4 | New Hampshire | 1.46% | $6,707 | $458,800 | $5,848 |
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| 5 | New York | 1.45% | $6,542 | $449,800 | $5,818 |
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| 6 | Vermont | 1.42% | $5,026 | $352,800 | $5,698 |
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| 7 | Nebraska | 1.42% | $3,739 | $263,100 | $5,684 |
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| 8 | Texas | 1.31% | $4,108 | $313,200 | $5,246 |
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| 9 | Iowa | 1.29% | $2,937 | $227,300 | $5,168 |
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| 10 | Kansas | 1.25% | $2,983 | $238,700 | $4,999 |
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| 11 | Wisconsin | 1.25% | $3,680 | $294,700 | $4,995 |
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| 12 | Ohio | 1.22% | $2,937 | $239,800 | $4,899 |
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| 13 | Michigan | 1.18% | $2,988 | $254,200 | $4,702 |
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| 14 | Pennsylvania | 1.16% | $3,214 | $277,600 | $4,631 |
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| 15 | Rhode Island | 1.07% | $4,886 | $455,700 | $4,289 |
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| 16 | Alaska | 1.06% | $3,976 | $376,500 | $4,224 |
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| 17 | Minnesota | 1.02% | $3,501 | $344,600 | $4,064 |
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| 18 | South Dakota | 1.02% | $2,940 | $289,600 | $4,061 |
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| 19 | Massachusetts | 1.00% | $6,080 | $607,400 | $4,004 |
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| 20 | North Dakota | 0.96% | $2,550 | $266,100 | $3,833 |
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| 21 | Maryland | 0.95% | $4,144 | $436,300 | $3,799 |
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| 22 | Maine | 0.91% | $3,103 | $341,900 | $3,630 |
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| 23 | Missouri | 0.79% | $2,021 | $254,400 | $3,178 |
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| 24 | Washington | 0.79% | $4,729 | $602,200 | $3,141 |
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| 25 | Oregon | 0.78% | $3,895 | $497,500 | $3,132 |
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| 26 | Florida | 0.75% | $2,993 | $396,900 | $3,016 |
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| 27 | Oklahoma | 0.75% | $1,672 | $222,100 | $3,011 |
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| 28 | Georgia | 0.74% | $2,554 | $343,300 | $2,976 |
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| 29 | Indiana | 0.74% | $1,798 | $243,500 | $2,954 |
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| 30 | Kentucky | 0.71% | $1,611 | $226,000 | $2,851 |
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| 31 | Virginia | 0.71% | $2,872 | $403,500 | $2,847 |
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| 32 | California | 0.71% | $5,369 | $759,500 | $2,828 |
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| 33 | Montana | 0.69% | $2,939 | $425,400 | $2,764 |
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| 34 | Mississippi | 0.65% | $1,221 | $186,500 | $2,619 |
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| 35 | New Mexico | 0.63% | $1,776 | $279,900 | $2,538 |
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| 36 | District of Columbia | 0.63% | $4,594 | $733,400 | $2,506 |
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| 37 | North Carolina | 0.61% | $2,044 | $333,000 | $2,455 |
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| 38 | Wyoming | 0.57% | $1,947 | $339,500 | $2,294 |
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| 39 | Louisiana | 0.53% | $1,187 | $223,200 | $2,127 |
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| 40 | Arkansas | 0.52% | $1,113 | $215,600 | $2,065 |
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| 41 | West Virginia | 0.52% | $881 | $170,800 | $2,063 |
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| 42 | Colorado | 0.49% | $2,828 | $574,600 | $1,969 |
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| 43 | Utah | 0.49% | $2,648 | $545,200 | $1,943 |
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| 44 | Delaware | 0.47% | $1,750 | $371,600 | $1,884 |
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| 45 | Nevada | 0.47% | $2,143 | $455,500 | $1,882 |
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| 46 | Tennessee | 0.45% | $1,488 | $332,600 | $1,790 |
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| 47 | South Carolina | 0.45% | $1,337 | $299,500 | $1,786 |
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| 48 | Arizona | 0.43% | $1,828 | $426,000 | $1,716 |
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| 49 | Idaho | 0.43% | $1,912 | $446,400 | $1,713 |
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| 50 | Alabama | 0.38% | $890 | $233,300 | $1,526 |
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| 51 | Hawaii | 0.27% | $2,385 | $875,900 | $1,089 |
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Source: US Census Bureau, American Community Survey, American Community Survey 2024 1-year estimates, tables B25103 (median real estate taxes paid) and B25077 (median value), owner-occupied housing units. Medians include homes with and without a mortgage.
How this estimate works
Property tax is set locally, so two neighbors in different school districts can pay very different amounts. A statewide effective rate smooths that out: it is the tax a typical homeowner pays as a share of what the home is worth, which already reflects assessment practices and common exemptions in that state. Multiply it by your home's value for a first estimate.
For a closer figure, use your own rate: divide last year's tax bill by your home's market value and enter it in the rate box. Ask your county assessor or tax collector for the rates and exemptions that apply to your address.
Property tax is one of the state and local taxes you can deduct if you itemize, within the $40,400 SALT cap for 2026. For income tax by state, see the state income tax map; for sales tax, the sales tax calculator.
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