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Next IRS deadline:Extended 2025 tax returns due ·

2026 tax year · updated

New Jersey income tax calculator

New Jersey has a graduated income tax with 7 rates from 1.4% to 10.75%; the top rate starts at $1,000,000 of taxable income for single filers. Estimate your federal and New Jersey income tax, and your refund, below.

$
Filing status
Other income, children, overtime and withholding

Overtime premium = the half in time-and-a-half, about a third of your time-and-a-half overtime pay. Not sure? Use the no tax on overtime calculator.

Total income tax 2026

13.7% effective

$75,000 income · Single · New Jersey

$10,266

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

Federal income tax
$7,670
State income tax
$2,596

Social Security and Medicare on wages are withheld separately and are not part of income tax.

How your income is taxed (federal)

  • 10% on $12,400$1,240
  • 12% on $38,000$4,560
  • 22% on $8,500$1,870

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes
  • Standard deduction (no itemizing)
  • No child tax credit
  • Other income taxed at ordinary rates (no qualified dividends or capital gains)
  • No county or city income tax (New Jersey has local income taxes in some areas)
  • Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

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New Jersey income tax at common incomes

Wages only, standard deduction, 2026. Federal + New Jersey tax; Social Security and Medicare not included.

New Jersey income tax by income
WagesState (single)Total (single)Total (married)
$40,000$683$3,303 (8.3%)$1,375
$60,000$1,767$6,787 (11.3%)$3,841
$75,000$2,596$10,266 (13.7%)$6,040
$100,000$4,180$17,350 (17.4%)$10,280
$150,000$7,365$32,099 (21.4%)$20,742
$250,000$13,735$65,489 (26.2%)$49,223

New Jersey brackets

1.4% over $0 · 1.75% over $20,000 · 3.5% over $35,000 · 5.53% over $40,000 · 6.37% over $75,000 · 8.97% over $500,000 · 10.75% over $1,000,000 (single).

How New Jersey taxes changed

New Jersey's rates and deductions did not change for 2026. State tax on $85,000 of 1099 profit is unchanged at $2,842.

New Jersey income tax on $85,000 of 1099 profit
2025: $2,842$2,84220252026: $2,842$2,8422026
Take-home pay on a $75,000 salary
2025: $58,718$58,71820252026: $58,997$58,9972026
New Jersey income tax by year
20252026
Top income tax rate10.75%10.75%
Standard deduction (single)——
State tax on $85,000 of 1099 profit$2,842$2,842
Take-home on a $75,000 salary$58,718$58,997

Each year uses that year's federal and New Jersey rules, so the take-home row also reflects federal changes. Federal changes · All data updates

Sources: New Jersey revenue department, Tax Foundation, State Individual Income Tax Rates and Brackets, IRS Rev. Proc. 2025-32. Methodology.

New Jersey income tax FAQ

What is the New Jersey income tax rate for 2026?

New Jersey has a graduated income tax with 7 rates from 1.4% to 10.75%; the top rate starts at $1,000,000 of taxable income for single filers. The top rate is 10.75%.

How much New Jersey income tax do I pay on $75,000?

About $2,596 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

Does New Jersey have local income taxes?

Some New Jersey localities levy income or payroll taxes, which are not included here.