Taxes for Mississippi freelancers in 2026
Single filers get a standard deduction of $2,300 ($4,600 married filing jointly) and a personal exemption of $6,000.
On $85,000 of 1099 profit, a single filer owes about $2,428 in Mississippi income tax on top of $17,800 in federal taxes. That ranks 19th lowest of 51 (50 states and DC), $301 less than the median state.
Among its neighbors, Tennessee and Louisiana would tax the same income less, while Arkansas and Alabama would tax it more.
Mississippi income tax brackets for 2026
| Rate | Single: taxable income over | Married jointly: over |
|---|---|---|
| 0% | $0 | $0 |
| 4% | $10,000 | $10,000 |
Mississippi vs. neighboring states
Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.
| State | State tax | Total tax | Take-home |
|---|---|---|---|
| Mississippi | $2,428 | $20,228 | $64,772 |
| Alabama | $3,685 | $21,485 | $63,515 |
| Arkansas | $2,723 | $20,523 | $64,477 |
| Louisiana | $1,984 | $19,784 | $65,216 |
| Tennessee | $0 | $17,800 | $67,200 |
How Mississippi taxes changed
For 2026, Mississippi cut its top rate from 4.4% to 4%. State tax on $85,000 of 1099 profit falls from $2,671 to $2,428 (−$243).
| 2025 | 2026 | |
|---|---|---|
| Top income tax rate | 4.4% | 4% |
| Standard deduction (single) | $2,300 | $2,300 |
| State tax on $85,000 of 1099 profit | $2,671 | $2,428 |
| Take-home on a $75,000 salary | $58,819 | $59,325 |
Each year uses that year's federal and Mississippi rules, so the take-home row also reflects federal changes. Federal changes · All data updates
Sources: Mississippi revenue department, Tax Foundation, State Individual Income Tax Rates and Brackets, IRS Rev. Proc. 2025-32. See our methodology.
Mississippi 1099 tax FAQ
Does Mississippi have a state income tax?
Mississippi has a flat income tax of 4% on taxable income above $10,000.
How much should a freelancer in Mississippi set aside for taxes?
A single filer with $85,000 of 1099 profit and no other income should set aside about 24% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $2,428 Mississippi income tax. Use the calculator for your own income, expenses and filing status.
What is the top Mississippi income tax rate in 2026?
4%. Mississippi has a flat income tax of 4% on taxable income above $10,000.
Do I need to make estimated tax payments to Mississippi?
Generally yes, if you expect to owe state tax that is not covered by withholding. Mississippi sets its own thresholds and due dates; check the Mississippi revenue department's estimated payment rules.