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TaxWren

2026 tax year · updated

Mississippi 1099 tax calculator

Mississippi has a flat income tax of 4% on taxable income above $10,000. Estimate your self-employment, federal and Mississippi taxes below.

$
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Estimated take-home

23.8% effective

For $85,000 of 1099 income · Single · Mississippi

$64,772

$5,398 per month

Set aside 24% of every payment

That covers federal, self-employment and state tax on this income.

Self-employment tax
$12,010
Federal income tax
$5,790
State income tax
$2,428
Total estimated tax
$20,228

2026 quarterly payments (Form 1040-ES)

  • Q1 · due Apr 15, 2026

    $5,057

    Covers Jan 1 – Mar 31

  • Q2 · due Jun 15, 2026

    $5,057

    Covers Apr 1 – May 31

  • Q3 · due Sep 15, 2026

    $5,057

    Covers Jun 1 – Aug 31

  • Q4 · due Jan 15, 2027

    $5,057

    Covers Sep 1 – Dec 31

What this estimate assumes
  • Standard deduction (no itemizing)
  • No employees or business property (QBI wage limits treated as zero)
  • No child tax credit
  • No local income tax
  • Excludes 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32.

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Taxes for Mississippi freelancers in 2026

Single filers get a standard deduction of $2,300 ($4,600 married filing jointly) and a personal exemption of $6,000.

On $85,000 of 1099 profit, a single filer owes about $2,428 in Mississippi income tax on top of $17,800 in federal taxes. That ranks 19th lowest of 51 (50 states and DC), $301 less than the median state.

Among its neighbors, Tennessee and Louisiana would tax the same income less, while Arkansas and Alabama would tax it more.

Mississippi income tax brackets for 2026

Mississippi income tax rates by taxable income
RateSingle: taxable income overMarried jointly: over
0%$0$0
4%$10,000$10,000

Mississippi vs. neighboring states

Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.

Tax on $85,000 of 1099 profit by state
StateState taxTotal taxTake-home
Mississippi$2,428$20,228$64,772
Alabama$3,685$21,485$63,515
Arkansas$2,723$20,523$64,477
Louisiana$1,984$19,784$65,216
Tennessee$0$17,800$67,200

How Mississippi taxes changed

For 2026, Mississippi cut its top rate from 4.4% to 4%. State tax on $85,000 of 1099 profit falls from $2,671 to $2,428 (−$243).

Mississippi income tax on $85,000 of 1099 profit
2025: $2,671$2,67120252026: $2,428$2,4282026
Take-home pay on a $75,000 salary
2025: $58,819$58,81920252026: $59,325$59,3252026
Mississippi income tax by year
20252026
Top income tax rate4.4%4%
Standard deduction (single)$2,300$2,300
State tax on $85,000 of 1099 profit$2,671$2,428
Take-home on a $75,000 salary$58,819$59,325

Each year uses that year's federal and Mississippi rules, so the take-home row also reflects federal changes. Federal changes · All data updates

Sources: Mississippi revenue department, Tax Foundation, State Individual Income Tax Rates and Brackets, IRS Rev. Proc. 2025-32. See our methodology.

Mississippi 1099 tax FAQ

Does Mississippi have a state income tax?

Mississippi has a flat income tax of 4% on taxable income above $10,000.

How much should a freelancer in Mississippi set aside for taxes?

A single filer with $85,000 of 1099 profit and no other income should set aside about 24% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $2,428 Mississippi income tax. Use the calculator for your own income, expenses and filing status.

What is the top Mississippi income tax rate in 2026?

4%. Mississippi has a flat income tax of 4% on taxable income above $10,000.

Do I need to make estimated tax payments to Mississippi?

Generally yes, if you expect to owe state tax that is not covered by withholding. Mississippi sets its own thresholds and due dates; check the Mississippi revenue department's estimated payment rules.