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TaxWren

2026 tax year · updated

Colorado 1099 tax calculator

Colorado has a flat income tax of 4.4%. Estimate your self-employment, federal and Colorado taxes below.

$
Filing status
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Estimated take-home

24.2% effective

For $85,000 of 1099 income · Single · Colorado

$64,433

$5,369 per month

Set aside 24% of every payment

That covers federal, self-employment and state tax on this income.

Self-employment tax
$12,010
Federal income tax
$5,790
State income tax
$2,767
Total estimated tax
$20,567

2026 quarterly payments (Form 1040-ES)

  • Q1 · due Apr 15, 2026

    $5,142

    Covers Jan 1 – Mar 31

  • Q2 · due Jun 15, 2026

    $5,142

    Covers Apr 1 – May 31

  • Q3 · due Sep 15, 2026

    $5,142

    Covers Jun 1 – Aug 31

  • Q4 · due Jan 15, 2027

    $5,142

    Covers Sep 1 – Dec 31

What this estimate assumes
  • Standard deduction (no itemizing)
  • No employees or business property (QBI wage limits treated as zero)
  • No child tax credit
  • No county or city income tax (Colorado has local income taxes in some areas)
  • Excludes 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32.

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Taxes for Colorado freelancers in 2026

Single filers get a standard deduction of $16,100 ($32,200 married filing jointly).

On $85,000 of 1099 profit, a single filer owes about $2,767 in Colorado income tax on top of $17,800 in federal taxes. That ranks 28th lowest of 51 (50 states and DC), right at the national median.

Among its neighbors, Wyoming, New Mexico, Utah and Nebraska would tax the same income less, while Oklahoma and Kansas would tax it more.

Some Colorado localities levy their own payroll, wage or investment income taxes, which are not included in these estimates.

Colorado income tax brackets for 2026

Colorado income tax rates by taxable income
RateSingle: taxable income overMarried jointly: over
4.4%$0$0

Colorado vs. neighboring states

Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.

Tax on $85,000 of 1099 profit by state
StateState taxTotal taxTake-home
Colorado$2,767$20,567$64,433
Kansas$3,608$21,408$63,592
Nebraska$2,715$20,515$64,485
New Mexico$2,547$20,347$64,653
Oklahoma$3,009$20,809$64,191
Utah$2,549$20,349$64,651
Wyoming$0$17,800$67,200

How Colorado taxes changed

For 2026, Colorado raised the single standard deduction from $15,750 to $16,100. State tax on $85,000 of 1099 profit falls from $2,783 to $2,767 (−$15).

Colorado income tax on $85,000 of 1099 profit
2025: $2,783$2,78320252026: $2,767$2,7672026
Take-home pay on a $75,000 salary
2025: $58,707$58,70720252026: $59,001$59,0012026
Colorado income tax by year
20252026
Top income tax rate4.4%4.4%
Standard deduction (single)$15,750$16,100
State tax on $85,000 of 1099 profit$2,783$2,767
Take-home on a $75,000 salary$58,707$59,001

Each year uses that year's federal and Colorado rules, so the take-home row also reflects federal changes. Federal changes · All data updates

Sources: Colorado revenue department, Tax Foundation, State Individual Income Tax Rates and Brackets, IRS Rev. Proc. 2025-32. See our methodology.

Colorado 1099 tax FAQ

Does Colorado have a state income tax?

Colorado has a flat income tax of 4.4%.

How much should a freelancer in Colorado set aside for taxes?

A single filer with $85,000 of 1099 profit and no other income should set aside about 24% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $2,767 Colorado income tax. Use the calculator for your own income, expenses and filing status.

What is the top Colorado income tax rate in 2026?

4.4%. Colorado has a flat income tax of 4.4%.

Do I need to make estimated tax payments to Colorado?

Generally yes, if you expect to owe state tax that is not covered by withholding. Colorado sets its own thresholds and due dates; check the Colorado revenue department's estimated payment rules.