--- title: "Texas Property Tax Calculator (1.31% Effective Rate) | TaxWren" description: "Texas homeowners pay a median $4,108 a year in property tax on a median home value of $313,200, an effective rate of 1.31%: the 8th highest of the 50 states and DC and 47% above the US rate of 0.89%. Estimate the property tax on any Texas home." url: https://taxwren.com/property-tax-calculator/texas --- 2026 tax year ยท updated Oct 15, 2026 # Texas property tax calculator Texas homeowners pay a median $4,108 a year in property tax on a median home value of $313,200, an effective rate of 1.31%: the 8th highest of the 50 states and DC and 47% above the US rate of 0.89%. ## Estimated property tax per year $4,108 $342 a month at 1.3116% - Median tax paid in Texas: $4,108 - Median home value there: $313,200 - Same home at the US rate (0.8905%): $2,789 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## Texas property tax by home value At the statewide effective rate of 1.31%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $2,623 | $219 | $1,781 | | $300,000 | $3,935 | $328 | $2,672 | | $400,000 | $5,246 | $437 | $3,562 | | $500,000 | $6,558 | $547 | $4,453 | | $750,000 | $9,837 | $820 | $6,679 | | $1,000,000 | $13,116 | $1,093 | $8,905 | ## Texas vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | Texas | 1.31% | $4,108 | $313,200 | | [Oklahoma](/property-tax-calculator/oklahoma) | 0.75% | $1,672 | $222,100 | | [New Mexico](/property-tax-calculator/new-mexico) | 0.63% | $1,776 | $279,900 | | [Louisiana](/property-tax-calculator/louisiana) | 0.53% | $1,187 | $223,200 | | [Arkansas](/property-tax-calculator/arkansas) | 0.52% | $1,113 | $215,600 | ## What Texas homeowners pay - Median yearly property tax: $4,108 (13th highest of 51); $5,273 for homes with a mortgage and $2,771 for homes without one. - Median value of an owner-occupied home: $313,200, so a typical home pays about $342 a month. - 7,134,877 owner-occupied homes in the survey estimate. - Other taxes: Texas has no tax on wage income; sales tax averages 8.20% with local taxes ([Texas sales tax calculator](/sales-tax-calculator/texas)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [Texas revenue department](https://comptroller.texas.gov) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## Texas property tax FAQ ### What is the property tax rate in Texas? The effective rate is 1.31% of home value: the median tax paid ($4,108) divided by the median home value ($313,200), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in Texas? About $3,935 a year ($328 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does Texas have high property taxes? Texas has the 8th highest effective property tax rate of the 50 states and DC (rank 8 of 51, 1 = highest) and the 13th highest median bill. ### Can I deduct Texas property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for Texas - [Texas paycheck calculator](/take-home-pay-calculator/texas) - [Texas income tax calculator](/income-tax-calculator/texas) - [Texas sales tax calculator](/sales-tax-calculator/texas) - [Property tax in every state](/property-tax-calculator)