--- title: "North Carolina Property Tax Calculator (0.61% Effective Rate) | TaxWren" description: "North Carolina homeowners pay a median $2,044 a year in property tax on a median home value of $333,000, an effective rate of 0.61%: the 15th lowest of the 50 states and DC and 31% below the US rate of 0.89%. Estimate the property tax on any North Carolina home." url: https://taxwren.com/property-tax-calculator/north-carolina --- 2026 tax year ยท updated Oct 15, 2026 # North Carolina property tax calculator North Carolina homeowners pay a median $2,044 a year in property tax on a median home value of $333,000, an effective rate of 0.61%: the 15th lowest of the 50 states and DC and 31% below the US rate of 0.89%. ## Estimated property tax per year $2,044 $170 a month at 0.6138% - Median tax paid in North Carolina: $2,044 - Median home value there: $333,000 - Same home at the US rate (0.8905%): $2,965 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## North Carolina property tax by home value At the statewide effective rate of 0.61%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $1,228 | $102 | $1,781 | | $300,000 | $1,841 | $153 | $2,672 | | $400,000 | $2,455 | $205 | $3,562 | | $500,000 | $3,069 | $256 | $4,453 | | $750,000 | $4,604 | $384 | $6,679 | | $1,000,000 | $6,138 | $512 | $8,905 | ## North Carolina vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | [Georgia](/property-tax-calculator/georgia) | 0.74% | $2,554 | $343,300 | | [Virginia](/property-tax-calculator/virginia) | 0.71% | $2,872 | $403,500 | | North Carolina | 0.61% | $2,044 | $333,000 | | [Tennessee](/property-tax-calculator/tennessee) | 0.45% | $1,488 | $332,600 | | [South Carolina](/property-tax-calculator/south-carolina) | 0.45% | $1,337 | $299,500 | ## What North Carolina homeowners pay - Median yearly property tax: $2,044 (35th highest of 51); $2,285 for homes with a mortgage and $1,690 for homes without one. - Median value of an owner-occupied home: $333,000, so a typical home pays about $170 a month. - 3,004,713 owner-occupied homes in the survey estimate. - Other taxes: see the [North Carolina income tax calculator](/income-tax-calculator/north-carolina); sales tax averages 7.10% with local taxes ([North Carolina sales tax calculator](/sales-tax-calculator/north-carolina)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [North Carolina revenue department](https://www.ncdor.gov) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## North Carolina property tax FAQ ### What is the property tax rate in North Carolina? The effective rate is 0.61% of home value: the median tax paid ($2,044) divided by the median home value ($333,000), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in North Carolina? About $1,841 a year ($153 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does North Carolina have high property taxes? North Carolina has the 15th lowest effective property tax rate of the 50 states and DC (rank 37 of 51, 1 = highest) and the 35th highest median bill. ### Can I deduct North Carolina property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for North Carolina - [North Carolina paycheck calculator](/take-home-pay-calculator/north-carolina) - [North Carolina income tax calculator](/income-tax-calculator/north-carolina) - [North Carolina sales tax calculator](/sales-tax-calculator/north-carolina) - [Property tax in every state](/property-tax-calculator)