--- title: "Michigan Property Tax Calculator (1.18% Effective Rate) | TaxWren" description: "Michigan homeowners pay a median $2,988 a year in property tax on a median home value of $254,200, an effective rate of 1.18%: the 13th highest of the 50 states and DC and 32% above the US rate of 0.89%. Estimate the property tax on any Michigan home." url: https://taxwren.com/property-tax-calculator/michigan --- 2026 tax year ยท updated Oct 15, 2026 # Michigan property tax calculator Michigan homeowners pay a median $2,988 a year in property tax on a median home value of $254,200, an effective rate of 1.18%: the 13th highest of the 50 states and DC and 32% above the US rate of 0.89%. ## Estimated property tax per year $2,988 $249 a month at 1.1755% - Median tax paid in Michigan: $2,988 - Median home value there: $254,200 - Same home at the US rate (0.8905%): $2,264 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## Michigan property tax by home value At the statewide effective rate of 1.18%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $2,351 | $196 | $1,781 | | $300,000 | $3,527 | $294 | $2,672 | | $400,000 | $4,702 | $392 | $3,562 | | $500,000 | $5,878 | $490 | $4,453 | | $750,000 | $8,816 | $735 | $6,679 | | $1,000,000 | $11,755 | $980 | $8,905 | ## Michigan vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | [Wisconsin](/property-tax-calculator/wisconsin) | 1.25% | $3,680 | $294,700 | | [Ohio](/property-tax-calculator/ohio) | 1.22% | $2,937 | $239,800 | | Michigan | 1.18% | $2,988 | $254,200 | | [Indiana](/property-tax-calculator/indiana) | 0.74% | $1,798 | $243,500 | ## What Michigan homeowners pay - Median yearly property tax: $2,988 (22nd highest of 51); $3,264 for homes with a mortgage and $2,685 for homes without one. - Median value of an owner-occupied home: $254,200, so a typical home pays about $249 a month. - 3,034,798 owner-occupied homes in the survey estimate. - Other taxes: see the [Michigan income tax calculator](/income-tax-calculator/michigan); sales tax averages 6.00% with local taxes ([Michigan sales tax calculator](/sales-tax-calculator/michigan)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [Michigan revenue department](https://www.michigan.gov/taxes) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## Michigan property tax FAQ ### What is the property tax rate in Michigan? The effective rate is 1.18% of home value: the median tax paid ($2,988) divided by the median home value ($254,200), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in Michigan? About $3,527 a year ($294 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does Michigan have high property taxes? Michigan has the 13th highest effective property tax rate of the 50 states and DC (rank 13 of 51, 1 = highest) and the 22nd highest median bill. ### Can I deduct Michigan property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for Michigan - [Michigan paycheck calculator](/take-home-pay-calculator/michigan) - [Michigan income tax calculator](/income-tax-calculator/michigan) - [Michigan sales tax calculator](/sales-tax-calculator/michigan) - [Property tax in every state](/property-tax-calculator)