--- title: "Maryland Property Tax Calculator (0.95% Effective Rate) | TaxWren" description: "Maryland homeowners pay a median $4,144 a year in property tax on a median home value of $436,300, an effective rate of 0.95%: the 21st highest of the 50 states and DC and 7% above the US rate of 0.89%. Estimate the property tax on any Maryland home." url: https://taxwren.com/property-tax-calculator/maryland --- 2026 tax year ยท updated Oct 15, 2026 # Maryland property tax calculator Maryland homeowners pay a median $4,144 a year in property tax on a median home value of $436,300, an effective rate of 0.95%: the 21st highest of the 50 states and DC and 7% above the US rate of 0.89%. ## Estimated property tax per year $4,144 $345 a month at 0.9498% - Median tax paid in Maryland: $4,144 - Median home value there: $436,300 - Same home at the US rate (0.8905%): $3,885 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## Maryland property tax by home value At the statewide effective rate of 0.95%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $1,900 | $158 | $1,781 | | $300,000 | $2,849 | $237 | $2,672 | | $400,000 | $3,799 | $317 | $3,562 | | $500,000 | $4,749 | $396 | $4,453 | | $750,000 | $7,124 | $594 | $6,679 | | $1,000,000 | $9,498 | $792 | $8,905 | ## Maryland vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | [Pennsylvania](/property-tax-calculator/pennsylvania) | 1.16% | $3,214 | $277,600 | | Maryland | 0.95% | $4,144 | $436,300 | | [Virginia](/property-tax-calculator/virginia) | 0.71% | $2,872 | $403,500 | | [District of Columbia](/property-tax-calculator/district-of-columbia) | 0.63% | $4,594 | $733,400 | | [West Virginia](/property-tax-calculator/west-virginia) | 0.52% | $881 | $170,800 | | [Delaware](/property-tax-calculator/delaware) | 0.47% | $1,750 | $371,600 | ## What Maryland homeowners pay - Median yearly property tax: $4,144 (12th highest of 51); $4,255 for homes with a mortgage and $3,893 for homes without one. - Median value of an owner-occupied home: $436,300, so a typical home pays about $345 a month. - 1,628,167 owner-occupied homes in the survey estimate. - Other taxes: see the [Maryland income tax calculator](/income-tax-calculator/maryland); sales tax averages 6.00% with local taxes ([Maryland sales tax calculator](/sales-tax-calculator/maryland)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [Maryland revenue department](https://www.marylandtaxes.gov) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## Maryland property tax FAQ ### What is the property tax rate in Maryland? The effective rate is 0.95% of home value: the median tax paid ($4,144) divided by the median home value ($436,300), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in Maryland? About $2,849 a year ($237 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does Maryland have high property taxes? Maryland has the 21st highest effective property tax rate of the 50 states and DC (rank 21 of 51, 1 = highest) and the 12th highest median bill. ### Can I deduct Maryland property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for Maryland - [Maryland paycheck calculator](/take-home-pay-calculator/maryland) - [Maryland income tax calculator](/income-tax-calculator/maryland) - [Maryland sales tax calculator](/sales-tax-calculator/maryland) - [Property tax in every state](/property-tax-calculator)