--- title: "Kentucky Property Tax Calculator (0.71% Effective Rate) | TaxWren" description: "Kentucky homeowners pay a median $1,611 a year in property tax on a median home value of $226,000, an effective rate of 0.71%: the 22nd lowest of the 50 states and DC and 20% below the US rate of 0.89%. Estimate the property tax on any Kentucky home." url: https://taxwren.com/property-tax-calculator/kentucky --- 2026 tax year ยท updated Oct 15, 2026 # Kentucky property tax calculator Kentucky homeowners pay a median $1,611 a year in property tax on a median home value of $226,000, an effective rate of 0.71%: the 22nd lowest of the 50 states and DC and 20% below the US rate of 0.89%. ## Estimated property tax per year $1,611 $134 a month at 0.7128% - Median tax paid in Kentucky: $1,611 - Median home value there: $226,000 - Same home at the US rate (0.8905%): $2,013 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## Kentucky property tax by home value At the statewide effective rate of 0.71%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $1,426 | $119 | $1,781 | | $300,000 | $2,138 | $178 | $2,672 | | $400,000 | $2,851 | $238 | $3,562 | | $500,000 | $3,564 | $297 | $4,453 | | $750,000 | $5,346 | $446 | $6,679 | | $1,000,000 | $7,128 | $594 | $8,905 | ## Kentucky vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | [Illinois](/property-tax-calculator/illinois) | 1.92% | $5,399 | $280,700 | | [Ohio](/property-tax-calculator/ohio) | 1.22% | $2,937 | $239,800 | | [Missouri](/property-tax-calculator/missouri) | 0.79% | $2,021 | $254,400 | | [Indiana](/property-tax-calculator/indiana) | 0.74% | $1,798 | $243,500 | | Kentucky | 0.71% | $1,611 | $226,000 | | [Virginia](/property-tax-calculator/virginia) | 0.71% | $2,872 | $403,500 | | [West Virginia](/property-tax-calculator/west-virginia) | 0.52% | $881 | $170,800 | | [Tennessee](/property-tax-calculator/tennessee) | 0.45% | $1,488 | $332,600 | ## What Kentucky homeowners pay - Median yearly property tax: $1,611 (44th highest of 51); $1,872 for homes with a mortgage and $1,247 for homes without one. - Median value of an owner-occupied home: $226,000, so a typical home pays about $134 a month. - 1,270,744 owner-occupied homes in the survey estimate. - Other taxes: see the [Kentucky income tax calculator](/income-tax-calculator/kentucky); sales tax averages 6.00% with local taxes ([Kentucky sales tax calculator](/sales-tax-calculator/kentucky)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [Kentucky revenue department](https://revenue.ky.gov) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## Kentucky property tax FAQ ### What is the property tax rate in Kentucky? The effective rate is 0.71% of home value: the median tax paid ($1,611) divided by the median home value ($226,000), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in Kentucky? About $2,138 a year ($178 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does Kentucky have high property taxes? Kentucky has the 22nd lowest effective property tax rate of the 50 states and DC (rank 30 of 51, 1 = highest) and the 44th highest median bill. ### Can I deduct Kentucky property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for Kentucky - [Kentucky paycheck calculator](/take-home-pay-calculator/kentucky) - [Kentucky income tax calculator](/income-tax-calculator/kentucky) - [Kentucky sales tax calculator](/sales-tax-calculator/kentucky) - [Property tax in every state](/property-tax-calculator)