--- title: "Alabama Property Tax Calculator (0.38% Effective Rate) | TaxWren" description: "Alabama homeowners pay a median $890 a year in property tax on a median home value of $233,300, an effective rate of 0.38%: the 2nd lowest of the 50 states and DC and 57% below the US rate of 0.89%. Estimate the property tax on any Alabama home." url: https://taxwren.com/property-tax-calculator/alabama --- 2026 tax year ยท updated Oct 15, 2026 # Alabama property tax calculator Alabama homeowners pay a median $890 a year in property tax on a median home value of $233,300, an effective rate of 0.38%: the 2nd lowest of the 50 states and DC and 57% below the US rate of 0.89%. ## Estimated property tax per year $890 $74 a month at 0.3815% - Median tax paid in Alabama: $890 - Median home value there: $233,300 - Same home at the US rate (0.8905%): $2,078 Before exemptions such as a homestead exemption. Rates from the American Community Survey 2024 1-year estimates. ## Alabama property tax by home value At the statewide effective rate of 0.38%, compared with the same home at the US rate. | Home value | Per year | Per month | At the US rate | | --- | --- | --- | --- | | $200,000 | $763 | $64 | $1,781 | | $300,000 | $1,145 | $95 | $2,672 | | $400,000 | $1,526 | $127 | $3,562 | | $500,000 | $1,908 | $159 | $4,453 | | $750,000 | $2,861 | $238 | $6,679 | | $1,000,000 | $3,815 | $318 | $8,905 | ## Alabama vs. neighboring states | State | Effective rate | Median tax | Median home value | | --- | --- | --- | --- | | [Florida](/property-tax-calculator/florida) | 0.75% | $2,993 | $396,900 | | [Georgia](/property-tax-calculator/georgia) | 0.74% | $2,554 | $343,300 | | [Mississippi](/property-tax-calculator/mississippi) | 0.65% | $1,221 | $186,500 | | [Tennessee](/property-tax-calculator/tennessee) | 0.45% | $1,488 | $332,600 | | Alabama | 0.38% | $890 | $233,300 | ## What Alabama homeowners pay - Median yearly property tax: $890 (50th highest of 51); $1,064 for homes with a mortgage and $679 for homes without one. - Median value of an owner-occupied home: $233,300, so a typical home pays about $74 a month. - 1,461,271 owner-occupied homes in the survey estimate. - Other taxes: see the [Alabama income tax calculator](/income-tax-calculator/alabama); sales tax averages 9.46% with local taxes ([Alabama sales tax calculator](/sales-tax-calculator/alabama)). These are statewide medians. Your county, city and school district set the rates on your bill, and exemptions (such as a homestead exemption for your main home, or for seniors and veterans) can lower it. Check with your county assessor and the [Alabama revenue department](https://www.revenue.alabama.gov) for the rules that apply to you. Source: [US Census Bureau, American Community Survey](https://www2.census.gov/programs-surveys/acs/summary_file/2024/table-based-SF/data/1YRData/acsdt1y2024-b25103.dat), American Community Survey 2024 1-year estimates (tables B25103 and B25077, owner-occupied homes). See our [methodology](/methodology). ## Alabama property tax FAQ ### What is the property tax rate in Alabama? The effective rate is 0.38% of home value: the median tax paid ($890) divided by the median home value ($233,300), from the American Community Survey 2024 1-year estimates. Actual rates are set by counties, cities and school districts and vary within the state. ### How much is property tax on a $300,000 house in Alabama? About $1,145 a year ($95 a month) at the statewide effective rate, before any exemptions you qualify for. ### Does Alabama have high property taxes? Alabama has the 2nd lowest effective property tax rate of the 50 states and DC (rank 50 of 51, 1 = highest) and the 50th highest median bill. ### Can I deduct Alabama property tax? On your federal return, yes, if you itemize: property tax counts toward the state and local tax (SALT) deduction, capped at $40,400 for 2026 together with your state income or sales tax. More for Alabama - [Alabama paycheck calculator](/take-home-pay-calculator/alabama) - [Alabama income tax calculator](/income-tax-calculator/alabama) - [Alabama sales tax calculator](/sales-tax-calculator/alabama) - [Property tax in every state](/property-tax-calculator)