---
title: "North Carolina Income Tax Calculator 2026: State & Federal Tax | TaxWren"
description: "Estimate 2026 North Carolina state and federal income tax, see North Carolina's brackets, and check your refund or amount owed. $75,000 of wages: about $2,484 state tax."
url: https://taxwren.com/income-tax-calculator/north-carolina
---

2026 tax year · updated Oct 10, 2026

# North Carolina income tax calculator

North Carolina has a flat income tax of 3.99%. Estimate your federal and North Carolina income tax, and your refund, below.

Total income tax 2026

13.5% effective

$75,000 income · Single · North Carolina

$10,154

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

- Federal income tax: $7,670
- State income tax: $2,484

Social Security and Medicare on wages are withheld separately and are not part of income tax.

## How your income is taxed (federal)

-   10% on $12,400$1,240
    
-   12% on $38,000$4,560
    
-   22% on $8,500$1,870
    

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes

-   Standard deduction (no itemizing)
-   No child tax credit
-   Other income taxed at ordinary rates (no qualified dividends or capital gains)
-   No local income tax
-   Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

## North Carolina income tax at common incomes

Wages only, standard deduction, 2026. Federal + North Carolina tax; Social Security and Medicare not included.

| Wages | State (single) | Total (single) | Total (married) |
| --- | --- | --- | --- |
| $40,000 | $1,087 | $3,707 (9.3%) | $1,359 |
| $60,000 | $1,885 | $6,905 (11.5%) | $4,217 |
| $75,000 | $2,484 | $10,154 (13.5%) | $6,615 |
| $100,000 | $3,481 | $16,651 (16.7%) | $10,613 |
| $150,000 | $5,476 | $30,210 (20.1%) | $20,308 |
| $250,000 | $9,466 | $61,220 (24.5%) | $46,426 |

## North Carolina brackets

3.99% over $0 (single).

## How North Carolina taxes changed

For 2026, North Carolina cut its top rate from 4.25% to 3.99%. State tax on $85,000 of 1099 profit falls from $2,815 to $2,643 (−$172).

North Carolina income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 4.25% | 3.99% |
| Standard deduction (single) | $12,750 | $12,750 |
| State tax on $85,000 of 1099 profit | $2,815 | $2,643 |
| Take-home on a $75,000 salary | $58,668 | $59,109 |

Each year uses that year's federal and North Carolina rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [North Carolina revenue department](https://www.ncdor.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). [Methodology](/methodology).

## North Carolina income tax FAQ

### What is the North Carolina income tax rate for 2026?

North Carolina has a flat income tax of 3.99%. The top rate is 3.99%.

### How much North Carolina income tax do I pay on $75,000?

About $2,484 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

### Does North Carolina have local income taxes?

No. North Carolina localities do not levy a separate income tax.

More for North Carolina

-   [North Carolina paycheck calculator](/take-home-pay-calculator/north-carolina)
-   [North Carolina 1099 tax calculator](/1099-tax-calculator/north-carolina)

Nearby states

-   [Georgia income tax](/income-tax-calculator/georgia)
-   [South Carolina income tax](/income-tax-calculator/south-carolina)
-   [Tennessee income tax](/income-tax-calculator/tennessee)
-   [Virginia income tax](/income-tax-calculator/virginia)