---
title: "New Mexico Income Tax Calculator 2026: State & Federal Tax | TaxWren"
description: "Estimate 2026 New Mexico state and federal income tax, see New Mexico's brackets, and check your refund or amount owed. $75,000 of wages: about $2,359 state tax."
url: https://taxwren.com/income-tax-calculator/new-mexico
---

2026 tax year · updated Oct 10, 2026

# New Mexico income tax calculator

New Mexico has a graduated income tax with 6 rates from 1.5% to 5.9%; the top rate starts at $210,000 of taxable income for single filers. Estimate your federal and New Mexico income tax, and your refund, below.

Total income tax 2026

13.4% effective

$75,000 income · Single · New Mexico

$10,029

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

- Federal income tax: $7,670
- State income tax: $2,359

Social Security and Medicare on wages are withheld separately and are not part of income tax.

## How your income is taxed (federal)

-   10% on $12,400$1,240
    
-   12% on $38,000$4,560
    
-   22% on $8,500$1,870
    

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes

-   Standard deduction (no itemizing)
-   No child tax credit
-   Other income taxed at ordinary rates (no qualified dividends or capital gains)
-   No local income tax
-   Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest
-   Some New Mexico rules are simplified (see the state page)

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

## New Mexico income tax at common incomes

Wages only, standard deduction, 2026. Federal + New Mexico tax; Social Security and Medicare not included.

| Wages | State (single) | Total (single) | Total (married) |
| --- | --- | --- | --- |
| $40,000 | $753 | $3,373 (8.4%) | $897 |
| $60,000 | $1,654 | $6,674 (11.1%) | $3,624 |
| $75,000 | $2,359 | $10,029 (13.4%) | $6,069 |
| $100,000 | $3,569 | $16,739 (16.7%) | $10,216 |
| $150,000 | $6,019 | $30,753 (20.5%) | $20,301 |
| $250,000 | $11,158 | $62,912 (25.2%) | $47,329 |

## New Mexico brackets

1.5% over $0 · 3.2% over $5,500 · 4.3% over $16,500 · 4.7% over $33,500 · 4.9% over $66,500 · 5.9% over $210,000 (single).

## How New Mexico taxes changed

For 2026, New Mexico raised the single standard deduction from $15,750 to $16,100. State tax on $85,000 of 1099 profit falls from $2,564 to $2,547 (−$16).

New Mexico income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 5.9% | 5.9% |
| Standard deduction (single) | $15,750 | $16,100 |
| State tax on $85,000 of 1099 profit | $2,564 | $2,547 |
| Take-home on a $75,000 salary | $58,938 | $59,233 |

Each year uses that year's federal and New Mexico rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

## What this estimate simplifies

-   In lieu of the suspended personal exemption, New Mexico offers a deduction of $4,000 for all but one of a taxpayer’s dependents.

Sources: [New Mexico revenue department](https://www.tax.newmexico.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). [Methodology](/methodology).

## New Mexico income tax FAQ

### What is the New Mexico income tax rate for 2026?

New Mexico has a graduated income tax with 6 rates from 1.5% to 5.9%; the top rate starts at $210,000 of taxable income for single filers. The top rate is 5.9%.

### How much New Mexico income tax do I pay on $75,000?

About $2,359 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

### Does New Mexico have local income taxes?

No. New Mexico localities do not levy a separate income tax.

More for New Mexico

-   [New Mexico paycheck calculator](/take-home-pay-calculator/new-mexico)
-   [New Mexico 1099 tax calculator](/1099-tax-calculator/new-mexico)

Nearby states

-   [Arizona income tax](/income-tax-calculator/arizona)
-   [Colorado income tax](/income-tax-calculator/colorado)
-   [Oklahoma income tax](/income-tax-calculator/oklahoma)
-   [Texas income tax](/income-tax-calculator/texas)