---
title: "Montana Income Tax Calculator 2026: State & Federal Tax | TaxWren"
description: "Estimate 2026 Montana state and federal income tax, see Montana's brackets, and check your refund or amount owed. $75,000 of wages: about $2,877 state tax."
url: https://taxwren.com/income-tax-calculator/montana
---

2026 tax year · updated Oct 10, 2026

# Montana income tax calculator

Montana has a graduated income tax with 2 rates from 4.7% to 5.65%; the top rate starts at $47,500 of taxable income for single filers. Estimate your federal and Montana income tax, and your refund, below.

Total income tax 2026

14.1% effective

$75,000 income · Single · Montana

$10,547

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

- Federal income tax: $7,670
- State income tax: $2,877

Social Security and Medicare on wages are withheld separately and are not part of income tax.

## How your income is taxed (federal)

-   10% on $12,400$1,240
    
-   12% on $38,000$4,560
    
-   22% on $8,500$1,870
    

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes

-   Standard deduction (no itemizing)
-   No child tax credit
-   Other income taxed at ordinary rates (no qualified dividends or capital gains)
-   No local income tax
-   Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

## Montana income tax at common incomes

Wages only, standard deduction, 2026. Federal + Montana tax; Social Security and Medicare not included.

| Wages | State (single) | Total (single) | Total (married) |
| --- | --- | --- | --- |
| $40,000 | $1,123 | $3,743 (9.4%) | $1,147 |
| $60,000 | $2,063 | $7,083 (11.8%) | $4,147 |
| $75,000 | $2,877 | $10,547 (14.1%) | $6,652 |
| $100,000 | $4,289 | $17,459 (17.5%) | $10,827 |
| $150,000 | $7,114 | $31,848 (21.2%) | $21,093 |
| $250,000 | $12,764 | $64,518 (25.8%) | $48,871 |

## Montana brackets

4.7% over $0 · 5.65% over $47,500 (single).

## How Montana taxes changed

For 2026, Montana cut its top rate from 5.9% to 5.65% and raised the single standard deduction from $15,750 to $16,100. State tax on $85,000 of 1099 profit falls from $3,478 to $3,102 (−$376).

Montana income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 5.9% | 5.65% |
| Standard deduction (single) | $15,750 | $16,100 |
| State tax on $85,000 of 1099 profit | $3,478 | $3,102 |
| Take-home on a $75,000 salary | $58,071 | $58,716 |

Each year uses that year's federal and Montana rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [Montana revenue department](https://revenue.mt.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). [Methodology](/methodology).

## Montana income tax FAQ

### What is the Montana income tax rate for 2026?

Montana has a graduated income tax with 2 rates from 4.7% to 5.65%; the top rate starts at $47,500 of taxable income for single filers. The top rate is 5.65%.

### How much Montana income tax do I pay on $75,000?

About $2,877 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

### Does Montana have local income taxes?

No. Montana localities do not levy a separate income tax.

More for Montana

-   [Montana paycheck calculator](/take-home-pay-calculator/montana)
-   [Montana 1099 tax calculator](/1099-tax-calculator/montana)

Nearby states

-   [Idaho income tax](/income-tax-calculator/idaho)
-   [North Dakota income tax](/income-tax-calculator/north-dakota)
-   [South Dakota income tax](/income-tax-calculator/south-dakota)
-   [Wyoming income tax](/income-tax-calculator/wyoming)