--- title: "Kentucky Income Tax Calculator 2026: State & Federal Tax | TaxWren" description: "Estimate 2026 Kentucky state and federal income tax, see Kentucky's brackets, and check your refund or amount owed. $75,000 of wages: about $2,507 state tax." url: https://taxwren.com/income-tax-calculator/kentucky --- 2026 tax year · updated Oct 10, 2026 # Kentucky income tax calculator Kentucky has a flat income tax of 3.5%. Estimate your federal and Kentucky income tax, and your refund, below. Total income tax 2026 13.6% effective $75,000 income · Single · Kentucky $10,177 Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed. - Federal income tax: $7,670 - State income tax: $2,507 Social Security and Medicare on wages are withheld separately and are not part of income tax. ## How your income is taxed (federal) - 10% on $12,400$1,240 - 12% on $38,000$4,560 - 22% on $8,500$1,870 Federal taxable income after the standard deduction: $58,900. What this estimate assumes - Standard deduction (no itemizing) - No child tax credit - Other income taxed at ordinary rates (no qualified dividends or capital gains) - No county or city income tax (Kentucky has local income taxes in some areas) - Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources. ## Kentucky income tax at common incomes Wages only, standard deduction, 2026. Federal + Kentucky tax; Social Security and Medicare not included. | Wages | State (single) | Total (single) | Total (married) | | --- | --- | --- | --- | | $40,000 | $1,282 | $3,902 (9.8%) | $2,062 | | $60,000 | $1,982 | $7,002 (11.7%) | $4,822 | | $75,000 | $2,507 | $10,177 (13.6%) | $7,147 | | $100,000 | $3,382 | $16,552 (16.6%) | $11,022 | | $150,000 | $5,132 | $29,866 (19.9%) | $20,472 | | $250,000 | $8,632 | $60,386 (24.2%) | $46,100 | ## Kentucky brackets 3.5% over $0 (single). ## How Kentucky taxes changed For 2026, Kentucky cut its top rate from 4% to 3.5% and raised the single standard deduction from $3,270 to $3,360. State tax on $85,000 of 1099 profit falls from $3,029 to $2,647 (−$382). Kentucky income tax on $85,000 of 1099 profit Take-home pay on a $75,000 salary | | 2025 | 2026 | | --- | --- | --- | | Top income tax rate | 4% | 3.5% | | Standard deduction (single) | $3,270 | $3,360 | | State tax on $85,000 of 1099 profit | $3,029 | $2,647 | | Take-home on a $75,000 salary | $58,444 | $59,085 | Each year uses that year's federal and Kentucky rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes) Sources: [Kentucky revenue department](https://revenue.ky.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). [Methodology](/methodology). ## Kentucky income tax FAQ ### What is the Kentucky income tax rate for 2026? Kentucky has a flat income tax of 3.5%. The top rate is 3.5%. ### How much Kentucky income tax do I pay on $75,000? About $2,507 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax. ### Does Kentucky have local income taxes? Some Kentucky localities levy income or payroll taxes, which are not included here. More for Kentucky - [Kentucky paycheck calculator](/take-home-pay-calculator/kentucky) - [Kentucky 1099 tax calculator](/1099-tax-calculator/kentucky) Nearby states - [Illinois income tax](/income-tax-calculator/illinois) - [Indiana income tax](/income-tax-calculator/indiana) - [Missouri income tax](/income-tax-calculator/missouri) - [Ohio income tax](/income-tax-calculator/ohio) - [Tennessee income tax](/income-tax-calculator/tennessee) - [Virginia income tax](/income-tax-calculator/virginia) - [West Virginia income tax](/income-tax-calculator/west-virginia)