---
title: "Iowa Income Tax Calculator 2026: State & Federal Tax | TaxWren"
description: "Estimate 2026 Iowa state and federal income tax, see Iowa's brackets, and check your refund or amount owed. $75,000 of wages: about $2,198 state tax."
url: https://taxwren.com/income-tax-calculator/iowa
---

2026 tax year · updated Oct 10, 2026

# Iowa income tax calculator

Iowa has a flat income tax of 3.8%. Estimate your federal and Iowa income tax, and your refund, below.

Total income tax 2026

13.2% effective

$75,000 income · Single · Iowa

$9,868

Add your withholding under “Other income, children, overtime and withholding” to see your refund or amount owed.

- Federal income tax: $7,670
- State income tax: $2,198

Social Security and Medicare on wages are withheld separately and are not part of income tax.

## How your income is taxed (federal)

-   10% on $12,400$1,240
    
-   12% on $38,000$4,560
    
-   22% on $8,500$1,870
    

Federal taxable income after the standard deduction: $58,900.

What this estimate assumes

-   Standard deduction (no itemizing)
-   No child tax credit
-   Other income taxed at ordinary rates (no qualified dividends or capital gains)
-   No county or city income tax (Iowa has local income taxes in some areas)
-   Excludes the 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32 and state sources.

## Iowa income tax at common incomes

Wages only, standard deduction, 2026. Federal + Iowa tax; Social Security and Medicare not included.

| Wages | State (single) | Total (single) | Total (married) |
| --- | --- | --- | --- |
| $40,000 | $868 | $3,488 (8.7%) | $996 |
| $60,000 | $1,628 | $6,648 (11.1%) | $3,816 |
| $75,000 | $2,198 | $9,868 (13.2%) | $6,186 |
| $100,000 | $3,148 | $16,318 (16.3%) | $10,136 |
| $150,000 | $5,048 | $29,782 (19.9%) | $19,736 |
| $250,000 | $8,848 | $60,602 (24.2%) | $45,664 |

## Iowa brackets

3.8% over $0 (single).

## How Iowa taxes changed

For 2026, Iowa raised the single standard deduction from $15,750 to $16,100. State tax on $85,000 of 1099 profit falls from $2,363 to $2,350 (−$13).

Iowa income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 3.8% | 3.8% |
| Standard deduction (single) | $15,750 | $16,100 |
| State tax on $85,000 of 1099 profit | $2,363 | $2,350 |
| Take-home on a $75,000 salary | $59,102 | $59,394 |

Each year uses that year's federal and Iowa rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [Iowa revenue department](https://revenue.iowa.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). [Methodology](/methodology).

## Iowa income tax FAQ

### What is the Iowa income tax rate for 2026?

Iowa has a flat income tax of 3.8%. The top rate is 3.8%.

### How much Iowa income tax do I pay on $75,000?

About $2,198 for a single filer with $75,000 of wages in 2026, on top of $7,670 of federal income tax.

### Does Iowa have local income taxes?

Some Iowa localities levy income or payroll taxes, which are not included here.

More for Iowa

-   [Iowa paycheck calculator](/take-home-pay-calculator/iowa)
-   [Iowa 1099 tax calculator](/1099-tax-calculator/iowa)

Nearby states

-   [Illinois income tax](/income-tax-calculator/illinois)
-   [Minnesota income tax](/income-tax-calculator/minnesota)
-   [Missouri income tax](/income-tax-calculator/missouri)
-   [Nebraska income tax](/income-tax-calculator/nebraska)
-   [South Dakota income tax](/income-tax-calculator/south-dakota)
-   [Wisconsin income tax](/income-tax-calculator/wisconsin)