---
title: "$20 an Hour Is How Much a Year? (2026 After Taxes) | TaxWren"
description: "$20 an hour is $41,600 a year, $3,467 a month and $800 a week before tax. 2026 take-home pay after federal and state taxes in all 50 states."
url: https://taxwren.com/hourly/20-an-hour-is-how-much-a-year
---

2026 tax year · updated Oct 15, 2026

# $20 an hour is how much a year?

$20 an hour is $41,600 a year before taxes at 40 hours a week for 52 weeks: $3,467 a month, $1,600 every two weeks and $800 a week. After 2026 federal income tax, Social Security and Medicare, a single filer keeps about $35,606 a year ($2,967 a month) in a state without income tax.

## $20 an hour by pay period

|  | Before tax | After federal tax |
| --- | --- | --- |
| Year | $41,600 | $35,606 |
| Month | $3,467 | $2,967 |
| Every two weeks | $1,600 | $1,369 |
| Week | $800 | $685 |
| Day (5-day week) | $160 | $137 |
| Hour | $20 | $17.12 |

After tax: single filer, 2026 federal income tax after the $16,100 standard deduction, Social Security 6.2% and Medicare 1.45%, no state income tax. Total $5,994 (14.4%).

## If you work fewer hours

| Hours a week | Yearly pay | Monthly pay |
| --- | --- | --- |
| 20 | $20,800 | $1,733 |
| 25 | $26,000 | $2,167 |
| 30 | $31,200 | $2,600 |
| 32 | $33,280 | $2,773 |
| 35 | $36,400 | $3,033 |
| 37.5 | $39,000 | $3,250 |
| 40 | $41,600 | $3,467 |

Unpaid time off lowers the total: 50 paid weeks give $40,000, 48 paid weeks give $38,400.

## $20 an hour and the minimum wage

$20 an hour is above the minimum wage in every state. The highest is District of Columbia ($18.40), so this rate is 9% above it.

It is 2.8 times the federal minimum wage of $7.25, which is still the minimum in 20 states. A full-time job at the federal minimum pays $15,080 a year before tax, against $41,600 here.

Minimum wages from the [US Department of Labor, State Minimum Wage Laws (updated July 1, 2026)](https://www.dol.gov/agencies/whd/minimum-wage/state); some states have different rates for small employers or certain cities.

## How $20 an hour compares with US pay

$20 an hour is between the 25th percentile and the median US hourly wage. It is 18% below the median of $24.51 (OEWS May 2025, all occupations).

| Percentile | Hourly wage | Full-time yearly |
| --- | --- | --- |
| 10th | $15 | $31,200 |
| 25th | $18.07 | $37,586 |
| Median | $24.51 | $50,981 |
| 75th | $38.71 | $80,517 |
| 90th | $61.81 | $128,565 |

Source: [US Bureau of Labor Statistics, Occupational Employment and Wage Statistics, May 2025 national estimates (all occupations)](https://data.bls.gov/oes/#/area/0000000/2025). Percentiles cover wage and salary workers in all occupations; they exclude the self-employed.

## $20 an hour after taxes in every state

Take-home pay on $41,600 a year for a single filer in 2026, after federal, state and state payroll taxes. The gap between Alaska and Oregon is $2,564 a year. Local income taxes are not included.

| State | State taxes | Take-home a year | A month | An hour |
| --- | --- | --- | --- | --- |
| [Alaska](/take-home-pay-calculator/alaska) | $0 | $35,606 | $2,967 | $17.12 |
| [Florida](/take-home-pay-calculator/florida) | $0 | $35,606 | $2,967 | $17.12 |
| [Nevada](/take-home-pay-calculator/nevada) | $0 | $35,606 | $2,967 | $17.12 |
| [New Hampshire](/take-home-pay-calculator/new-hampshire) | $0 | $35,606 | $2,967 | $17.12 |
| [North Dakota](/take-home-pay-calculator/north-dakota) | $0 | $35,606 | $2,967 | $17.12 |
| [South Dakota](/take-home-pay-calculator/south-dakota) | $0 | $35,606 | $2,967 | $17.12 |
| [Tennessee](/take-home-pay-calculator/tennessee) | $0 | $35,606 | $2,967 | $17.12 |
| [Texas](/take-home-pay-calculator/texas) | $0 | $35,606 | $2,967 | $17.12 |
| [Wyoming](/take-home-pay-calculator/wyoming) | $0 | $35,606 | $2,967 | $17.12 |
| [Washington](/take-home-pay-calculator/washington) | $241 | $35,364 | $2,947 | $17 |
| [South Carolina](/take-home-pay-calculator/south-carolina) | $538 | $35,068 | $2,922 | $16.86 |
| [Arizona](/take-home-pay-calculator/arizona) | $638 | $34,968 | $2,914 | $16.81 |
| [Ohio](/take-home-pay-calculator/ohio) | $701 | $34,905 | $2,909 | $16.78 |
| [New Jersey](/take-home-pay-calculator/new-jersey) | $751 | $34,855 | $2,905 | $16.76 |
| [New Mexico](/take-home-pay-calculator/new-mexico) | $822 | $34,784 | $2,899 | $16.72 |
| [Louisiana](/take-home-pay-calculator/louisiana) | $862 | $34,744 | $2,895 | $16.70 |
| [Iowa](/take-home-pay-calculator/iowa) | $929 | $34,677 | $2,890 | $16.67 |
| [Mississippi](/take-home-pay-calculator/mississippi) | $932 | $34,674 | $2,889 | $16.67 |
| [Rhode Island](/take-home-pay-calculator/rhode-island) | $943 | $34,662 | $2,889 | $16.66 |
| [Vermont](/take-home-pay-calculator/vermont) | $960 | $34,646 | $2,887 | $16.66 |
| [Missouri](/take-home-pay-calculator/missouri) | $985 | $34,621 | $2,885 | $16.64 |
| [Nebraska](/take-home-pay-calculator/nebraska) | $1,013 | $34,592 | $2,883 | $16.63 |
| [Arkansas](/take-home-pay-calculator/arkansas) | $1,052 | $34,554 | $2,879 | $16.61 |
| [West Virginia](/take-home-pay-calculator/west-virginia) | $1,094 | $34,512 | $2,876 | $16.59 |
| [Idaho](/take-home-pay-calculator/idaho) | $1,097 | $34,509 | $2,876 | $16.59 |
| [Colorado](/take-home-pay-calculator/colorado) | $1,122 | $34,484 | $2,874 | $16.58 |
| [North Carolina](/take-home-pay-calculator/north-carolina) | $1,151 | $34,454 | $2,871 | $16.56 |
| [Wisconsin](/take-home-pay-calculator/wisconsin) | $1,184 | $34,421 | $2,868 | $16.55 |
| [California](/take-home-pay-calculator/california) | $1,187 | $34,418 | $2,868 | $16.55 |
| [Utah](/take-home-pay-calculator/utah) | $1,189 | $34,416 | $2,868 | $16.55 |
| [Maine](/take-home-pay-calculator/maine) | $1,195 | $34,411 | $2,868 | $16.54 |
| [Indiana](/take-home-pay-calculator/indiana) | $1,198 | $34,408 | $2,867 | $16.54 |
| [Montana](/take-home-pay-calculator/montana) | $1,199 | $34,407 | $2,867 | $16.54 |
| [Pennsylvania](/take-home-pay-calculator/pennsylvania) | $1,277 | $34,328 | $2,861 | $16.50 |
| [Oklahoma](/take-home-pay-calculator/oklahoma) | $1,327 | $34,279 | $2,857 | $16.48 |
| [Georgia](/take-home-pay-calculator/georgia) | $1,327 | $34,278 | $2,857 | $16.48 |
| [District of Columbia](/take-home-pay-calculator/district-of-columbia) | $1,330 | $34,276 | $2,856 | $16.48 |
| [Connecticut](/take-home-pay-calculator/connecticut) | $1,338 | $34,267 | $2,856 | $16.47 |
| [Kentucky](/take-home-pay-calculator/kentucky) | $1,338 | $34,267 | $2,856 | $16.47 |
| [Minnesota](/take-home-pay-calculator/minnesota) | $1,407 | $34,199 | $2,850 | $16.44 |
| [Hawaii](/take-home-pay-calculator/hawaii) | $1,434 | $34,171 | $2,848 | $16.43 |
| [Michigan](/take-home-pay-calculator/michigan) | $1,517 | $34,088 | $2,841 | $16.39 |
| [Kansas](/take-home-pay-calculator/kansas) | $1,522 | $34,084 | $2,840 | $16.39 |
| [Virginia](/take-home-pay-calculator/virginia) | $1,578 | $34,028 | $2,836 | $16.36 |
| [Maryland](/take-home-pay-calculator/maryland) | $1,612 | $33,993 | $2,833 | $16.34 |
| [Delaware](/take-home-pay-calculator/delaware) | $1,632 | $33,974 | $2,831 | $16.33 |
| [New York](/take-home-pay-calculator/new-york) | $1,649 | $33,956 | $2,830 | $16.33 |
| [Alabama](/take-home-pay-calculator/alabama) | $1,699 | $33,906 | $2,826 | $16.30 |
| [Illinois](/take-home-pay-calculator/illinois) | $1,914 | $33,691 | $2,808 | $16.20 |
| [Massachusetts](/take-home-pay-calculator/massachusetts) | $2,051 | $33,554 | $2,796 | $16.13 |
| [Oregon](/take-home-pay-calculator/oregon) | $2,564 | $33,041 | $2,753 | $15.89 |

## By filing status (no state income tax)

| Status | Take-home | Month | Tax rate |
| --- | --- | --- | --- |
| Single | $35,606 | $2,967 | 14.4% |
| Married filing jointly | $37,478 | $3,123 | 9.9% |
| Head of household | $36,673 | $3,056 | 11.8% |

Married filing jointly assumes this is the household's only income.

## How we calculate this

Yearly pay = hourly rate × 40 hours × 52 weeks; a month is a twelfth of the year. Taxes use the same engine as our [take-home pay calculator](/take-home-pay-calculator): 2026 federal brackets, FICA and each state's income tax. Overtime pay and pre-tax deductions such as a 401(k) or health insurance are not included. Sources: [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/). [Methodology](/methodology).

Paid overtime? The [no tax on overtime calculator](/no-tax-on-overtime-calculator) shows what the overtime deduction saves.

## Other hourly rates

-   [$17 an hour](/hourly/17-an-hour-is-how-much-a-year)
-   [$18 an hour](/hourly/18-an-hour-is-how-much-a-year)
-   [$19 an hour](/hourly/19-an-hour-is-how-much-a-year)
-   [$21 an hour](/hourly/21-an-hour-is-how-much-a-year)
-   [$22 an hour](/hourly/22-an-hour-is-how-much-a-year)
-   [$23 an hour](/hourly/23-an-hour-is-how-much-a-year)

[Hourly to salary calculator](/hourly-to-salary-calculator)

## $20 an hour: FAQ

### How much is $20 an hour a month?

$3,467 a month before taxes at 40 hours a week ($41,600 ÷ 12), and about $2,967 after federal taxes for a single filer in a state without income tax.

### How much is $20 an hour every two weeks?

$1,600 gross for 80 hours. After federal income tax and FICA, a single filer's paycheck is about $1,369 before any state tax, 401(k) or insurance deductions.

### How much is $20 an hour after taxes?

About $17.12 an hour ($35,606 a year) for a single filer with no state income tax. With state tax it ranges from $35,606 in Alaska to $33,041 in Oregon a year.

### How much is $20 an hour part time?

At 20 hours a week, $20 an hour is $20,800 a year or $1,733 a month; at 30 hours it is $31,200 a year.
