---
title: "Investing: Guides and News | TaxWren Blog"
description: "Capital gains, dividends and selling a home. 4 plain-English articles with figures from IRS and state data."
url: https://taxwren.com/blog/investing
---

# Investing

Capital gains, dividends and selling a home.

-   [
    
    Explainer · Investing
    
    ### Net investment income tax (NIIT): who pays the 3.8% in 2026
    
    The 3.8% NIIT applies when income passes $200,000 (single) or $250,000 (joint) in 2026. What counts as investment income, how it is figured, with examples.
    
    3.8%NIIT above $200,000 of income (single)
    
    October 15, 2026
    
    
    
    ](/blog/net-investment-income-tax)
-   [
    
    Explainer · Investing
    
    ### Long-term capital gains tax rates for 2026: 0%, 15%, 20% brackets
    
    2026 long-term capital gains brackets by filing status, how a gain stacks on your income, short-term rates, the 3.8% NIIT and the 25%/28% exceptions.
    
    0/15/20%long-term capital gains rates, 2026
    
    October 11, 2026
    
    
    
    ](/blog/long-term-capital-gains-tax-rates)
-   [
    
    Explainer · Investing
    
    ### How are RSUs taxed? Vesting, withholding and selling
    
    RSUs are taxed as wages when shares are delivered, with withholding that can be a flat 22%, then as capital gains when sold. An example and the cost basis trap.
    
    RSUstaxed twice: as pay, then on the gain
    
    October 10, 2026
    
    
    
    ](/blog/how-are-rsus-taxed)
-   [
    
    Guide · Investing
    
    ### Tax-loss harvesting: how it works and what it saves
    
    Sell investments at a loss to cancel out gains, deduct up to $3,000 a year from other income and carry the rest forward, without breaking the 30-day wash-sale rule.
    
    $3,000of losses a year against other income
    
    October 10, 2026
    
    
    
    ](/blog/tax-loss-harvesting)

## Calculators for investing

-   [Capital gains tax calculatorTax on selling stocks, crypto, property or a home, and on dividends: 0/15/20% long-term and qualified dividend rates, short-term rates, 3.8% NIIT, state tax and the main home exclusion.](/capital-gains-tax-calculator)