---
title: "Virginia 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren"
description: "Estimate 2026 Virginia state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside."
url: https://taxwren.com/1099-tax-calculator/virginia
---

2026 tax year · updated Oct 10, 2026

# Virginia 1099 tax calculator

Virginia has a graduated income tax with 4 rates from 2% to 5.75%; the top rate starts at $17,000 of taxable income for single filers. Estimate your self-employment, federal and Virginia taxes below.

Estimated take-home

25.3% effective

For $85,000 of 1099 income · Single · Virginia

$63,472

$5,289 per month

Set aside 25% of every payment

That covers federal, self-employment and state tax on this income.

- Self-employment tax: $12,010
- Federal income tax: $5,790
- State income tax: $3,728
- Total estimated tax: $21,528

## 2026 quarterly payments (Form 1040-ES)

-   Q1 · due Apr 15, 2026
    
    $5,382
    
    Covers Jan 1 – Mar 31
    
-   Q2 · due Jun 15, 2026
    
    $5,382
    
    Covers Apr 1 – May 31
    
-   Q3 · due Sep 15, 2026
    
    $5,382
    
    Covers Jun 1 – Aug 31
    
-   Q4 · due Jan 15, 2027
    
    $5,382
    
    Covers Sep 1 – Dec 31
    

What this estimate assumes

-   Standard deduction (no itemizing)
-   No employees or business property (QBI wage limits treated as zero)
-   No child tax credit
-   No local income tax
-   Excludes 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32.

## Taxes for Virginia freelancers in 2026

Single filers get a standard deduction of $8,750 ($17,500 married filing jointly) and a personal exemption of $930.

On $85,000 of 1099 profit, a single filer owes about $3,728 in Virginia income tax on top of $17,800 in federal taxes. That ranks 43rd lowest of 51 (50 states and DC), $999 more than the median state.

Among its neighbors, Tennessee, North Carolina, Kentucky, West Virginia and Maryland would tax the same income less, while District of Columbia would tax it more.

## Virginia income tax brackets for 2026

| Rate | Single: taxable income over | Married jointly: over |
| --- | --- | --- |
| 2% | $0 | $0 |
| 3% | $3,000 | $3,000 |
| 5% | $5,000 | $5,000 |
| 5.75% | $17,000 | $17,000 |

## Virginia vs. neighboring states

Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.

| State | State tax | Total tax | Take-home |
| --- | --- | --- | --- |
| Virginia | $3,728 | $21,528 | $63,472 |
| [District of Columbia](/1099-tax-calculator/district-of-columbia) | $3,746 | $21,546 | $63,454 |
| [Kentucky](/1099-tax-calculator/kentucky) | $2,647 | $20,447 | $64,553 |
| [Maryland](/1099-tax-calculator/maryland) | $3,389 | $21,189 | $63,811 |
| [North Carolina](/1099-tax-calculator/north-carolina) | $2,643 | $20,443 | $64,557 |
| [Tennessee](/1099-tax-calculator/tennessee) | $0 | $17,800 | $67,200 |
| [West Virginia](/1099-tax-calculator/west-virginia) | $2,729 | $20,529 | $64,471 |

## How Virginia taxes changed

Virginia's rates and deductions did not change for 2026. State tax on $85,000 of 1099 profit is unchanged at $3,728.

Virginia income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 5.75% | 5.75% |
| Standard deduction (single) | $8,750 | $8,750 |
| State tax on $85,000 of 1099 profit | $3,728 | $3,728 |
| Take-home on a $75,000 salary | $57,815 | $58,094 |

Each year uses that year's federal and Virginia rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [Virginia revenue department](https://www.tax.virginia.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology).

## Virginia 1099 tax FAQ

### Does Virginia have a state income tax?

Virginia has a graduated income tax with 4 rates from 2% to 5.75%; the top rate starts at $17,000 of taxable income for single filers.

### How much should a freelancer in Virginia set aside for taxes?

A single filer with $85,000 of 1099 profit and no other income should set aside about 25% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $3,728 Virginia income tax. Use the calculator for your own income, expenses and filing status.

### What is the top Virginia income tax rate in 2026?

5.75%. Virginia has a graduated income tax with 4 rates from 2% to 5.75%; the top rate starts at $17,000 of taxable income for single filers.

### Do I need to make estimated tax payments to Virginia?

Generally yes, if you expect to owe state tax that is not covered by withholding. Virginia sets its own thresholds and due dates; check the Virginia revenue department's estimated payment rules.

Virginia at a glance

- Top income tax rate: 5.75%
- State tax on $85,000: $3,728
- Rank (1 = lowest): 43 of 51
- Set aside: 25%

Nearby states

-   [Virginia take-home pay calculator](/take-home-pay-calculator/virginia)
-   [District of Columbia 1099 tax calculator](/1099-tax-calculator/district-of-columbia)
-   [Kentucky 1099 tax calculator](/1099-tax-calculator/kentucky)
-   [Maryland 1099 tax calculator](/1099-tax-calculator/maryland)
-   [North Carolina 1099 tax calculator](/1099-tax-calculator/north-carolina)
-   [Tennessee 1099 tax calculator](/1099-tax-calculator/tennessee)
-   [West Virginia 1099 tax calculator](/1099-tax-calculator/west-virginia)

[Compare all states on the map](/states)