--- title: "Utah 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren" description: "Estimate 2026 Utah state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside." url: https://taxwren.com/1099-tax-calculator/utah --- 2026 tax year · updated Oct 10, 2026 # Utah 1099 tax calculator Utah has a flat income tax of 4.45%. Estimate your self-employment, federal and Utah taxes below. Estimated take-home 23.9% effective For $85,000 of 1099 income · Single · Utah $64,651 $5,388 per month Set aside 24% of every payment That covers federal, self-employment and state tax on this income. - Self-employment tax: $12,010 - Federal income tax: $5,790 - State income tax: $2,549 - Total estimated tax: $20,349 ## 2026 quarterly payments (Form 1040-ES) - Q1 · due Apr 15, 2026 $5,087 Covers Jan 1 – Mar 31 - Q2 · due Jun 15, 2026 $5,087 Covers Apr 1 – May 31 - Q3 · due Sep 15, 2026 $5,087 Covers Jun 1 – Aug 31 - Q4 · due Jan 15, 2027 $5,087 Covers Sep 1 – Dec 31 What this estimate assumes - Standard deduction (no itemizing) - No employees or business property (QBI wage limits treated as zero) - No child tax credit - No local income tax - Excludes 2025 law deductions for tips, overtime, seniors and car loan interest - Some Utah rules are simplified (see the state page) Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32. ## Taxes for Utah freelancers in 2026 Single filers get a standard deduction credit of $966. On $85,000 of 1099 profit, a single filer owes about $2,549 in Utah income tax on top of $17,800 in federal taxes. That ranks 21st lowest of 51 (50 states and DC), $180 less than the median state. Among its neighbors, Nevada, Wyoming and Arizona would tax the same income less, while Colorado and Idaho would tax it more. ## Utah income tax brackets for 2026 | Rate | Single: taxable income over | Married jointly: over | | --- | --- | --- | | 4.45% | $0 | $0 | ## Utah vs. neighboring states Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax. | State | State tax | Total tax | Take-home | | --- | --- | --- | --- | | Utah | $2,549 | $20,349 | $64,651 | | [Arizona](/1099-tax-calculator/arizona) | $1,572 | $19,372 | $65,628 | | [Colorado](/1099-tax-calculator/colorado) | $2,767 | $20,567 | $64,433 | | [Idaho](/1099-tax-calculator/idaho) | $3,078 | $20,878 | $64,122 | | [Nevada](/1099-tax-calculator/nevada) | $0 | $17,800 | $67,200 | | [Wyoming](/1099-tax-calculator/wyoming) | $0 | $17,800 | $67,200 | ## How Utah taxes changed For 2026, Utah cut its top rate from 4.5% to 4.45%. State tax on $85,000 of 1099 profit falls from $2,655 to $2,549 (−$106). Utah income tax on $85,000 of 1099 profit Take-home pay on a $75,000 salary | | 2025 | 2026 | | --- | --- | --- | | Top income tax rate | 4.5% | 4.45% | | Standard deduction (single) | — | — | | State tax on $85,000 of 1099 profit | $2,655 | $2,549 | | Take-home on a $75,000 salary | $58,839 | $59,221 | Each year uses that year's federal and Utah rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes) ## What this estimate simplifies - The standard deduction is taken in the form of a nonrefundable credit of 6 percent of the federal standard or itemized deduction amount, excluding the deduction for state or local income tax. This credit phases out at 1.3 cents per dollar of AGI above $18,213 ($36,426 for MFJ) as of 2025. Sources: [Utah revenue department](https://tax.utah.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology). ## Utah 1099 tax FAQ ### Does Utah have a state income tax? Utah has a flat income tax of 4.45%. ### How much should a freelancer in Utah set aside for taxes? A single filer with $85,000 of 1099 profit and no other income should set aside about 24% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $2,549 Utah income tax. Use the calculator for your own income, expenses and filing status. ### What is the top Utah income tax rate in 2026? 4.45%. Utah has a flat income tax of 4.45%. ### Do I need to make estimated tax payments to Utah? Generally yes, if you expect to owe state tax that is not covered by withholding. Utah sets its own thresholds and due dates; check the Utah revenue department's estimated payment rules. Utah at a glance - Top income tax rate: 4.45% - State tax on $85,000: $2,549 - Rank (1 = lowest): 21 of 51 - Set aside: 24% Nearby states - [Utah take-home pay calculator](/take-home-pay-calculator/utah) - [Arizona 1099 tax calculator](/1099-tax-calculator/arizona) - [Colorado 1099 tax calculator](/1099-tax-calculator/colorado) - [Idaho 1099 tax calculator](/1099-tax-calculator/idaho) - [Nevada 1099 tax calculator](/1099-tax-calculator/nevada) - [Wyoming 1099 tax calculator](/1099-tax-calculator/wyoming) [Compare all states on the map](/states)