--- title: "Tennessee 1099 Tax Calculator 2026: No State Income Tax | TaxWren" description: "Tennessee has no state income tax. Estimate your 2026 self-employment and federal income tax as a Tennessee freelancer, what to set aside and your quarterly payments." url: https://taxwren.com/1099-tax-calculator/tennessee --- 2026 tax year · updated Oct 10, 2026 # Tennessee 1099 tax calculator Tennessee does not tax wages or self-employment income. Estimate your self-employment and federal taxes below. Estimated take-home 20.9% effective For $85,000 of 1099 income · Single · Tennessee $67,200 $5,600 per month Set aside 21% of every payment That covers federal, self-employment and state tax on this income. - Self-employment tax: $12,010 - Federal income tax: $5,790 - State income tax: $0 - Total estimated tax: $17,800 ## 2026 quarterly payments (Form 1040-ES) - Q1 · due Apr 15, 2026 $4,450 Covers Jan 1 – Mar 31 - Q2 · due Jun 15, 2026 $4,450 Covers Apr 1 – May 31 - Q3 · due Sep 15, 2026 $4,450 Covers Jun 1 – Aug 31 - Q4 · due Jan 15, 2027 $4,450 Covers Sep 1 – Dec 31 What this estimate assumes - Standard deduction (no itemizing) - No employees or business property (QBI wage limits treated as zero) - No child tax credit - No local income tax - Excludes 2025 law deductions for tips, overtime, seniors and car loan interest Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32. ## Taxes for Tennessee freelancers in 2026 For a single freelancer with $85,000 of 1099 profit, that means the whole tax bill is federal: $12,010 of self-employment tax and $5,790 of income tax, or 20.9% of profit. No neighboring state taxes this income less. Mississippi, North Carolina, Kentucky, Arkansas, Missouri, Georgia, Alabama and Virginia would charge up to $3,728 more. ## Tennessee vs. neighboring states Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax. | State | State tax | Total tax | Take-home | | --- | --- | --- | --- | | Tennessee | $0 | $17,800 | $67,200 | | [Alabama](/1099-tax-calculator/alabama) | $3,395 | $21,195 | $63,805 | | [Arkansas](/1099-tax-calculator/arkansas) | $2,723 | $20,523 | $64,477 | | [Georgia](/1099-tax-calculator/georgia) | $3,193 | $20,993 | $64,007 | | [Kentucky](/1099-tax-calculator/kentucky) | $2,647 | $20,447 | $64,553 | | [Missouri](/1099-tax-calculator/missouri) | $2,735 | $20,535 | $64,465 | | [Mississippi](/1099-tax-calculator/mississippi) | $2,428 | $20,228 | $64,772 | | [North Carolina](/1099-tax-calculator/north-carolina) | $2,643 | $20,443 | $64,557 | | [Virginia](/1099-tax-calculator/virginia) | $3,728 | $21,528 | $63,472 | ## How Tennessee taxes changed Tennessee had no wage income tax in 2025 either. Tennessee income tax on $85,000 of 1099 profit Take-home pay on a $75,000 salary | | 2025 | 2026 | | --- | --- | --- | | Top income tax rate | None | None | | Standard deduction (single) | — | — | | State tax on $85,000 of 1099 profit | $0 | $0 | | Take-home on a $75,000 salary | $61,314 | $61,593 | Each year uses that year's federal and Tennessee rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes) Sources: [Tennessee revenue department](https://www.tn.gov/revenue), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology). ## Tennessee 1099 tax FAQ ### Does Tennessee have a state income tax? Tennessee does not tax wages or self-employment income. Freelancers there pay only federal income tax and self-employment tax. ### How much should a freelancer in Tennessee set aside for taxes? A single filer with $85,000 of 1099 profit and no other income should set aside about 21% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $0 Tennessee income tax. Use the calculator for your own income, expenses and filing status. Tennessee at a glance - Top income tax rate: None - State tax on $85,000: $0 - Rank (1 = lowest): 1 of 51 - Set aside: 21% Nearby states - [Tennessee take-home pay calculator](/take-home-pay-calculator/tennessee) - [Alabama 1099 tax calculator](/1099-tax-calculator/alabama) - [Arkansas 1099 tax calculator](/1099-tax-calculator/arkansas) - [Georgia 1099 tax calculator](/1099-tax-calculator/georgia) - [Kentucky 1099 tax calculator](/1099-tax-calculator/kentucky) - [Missouri 1099 tax calculator](/1099-tax-calculator/missouri) - [Mississippi 1099 tax calculator](/1099-tax-calculator/mississippi) - [North Carolina 1099 tax calculator](/1099-tax-calculator/north-carolina) - [Virginia 1099 tax calculator](/1099-tax-calculator/virginia) [Compare all states on the map](/states)