---
title: "Pennsylvania 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren"
description: "Estimate 2026 Pennsylvania state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside."
url: https://taxwren.com/1099-tax-calculator/pennsylvania
---

2026 tax year · updated Oct 10, 2026

# Pennsylvania 1099 tax calculator

Pennsylvania has a flat income tax of 3.07%. Estimate your self-employment, federal and Pennsylvania taxes below.

Estimated take-home

23.8% effective

For $85,000 of 1099 income · Single · Pennsylvania

$64,775

$5,398 per month

Set aside 24% of every payment

That covers federal, self-employment and state tax on this income.

- Self-employment tax: $12,010
- Federal income tax: $5,790
- State income tax: $2,425
- Total estimated tax: $20,225

## 2026 quarterly payments (Form 1040-ES)

-   Q1 · due Apr 15, 2026
    
    $5,056
    
    Covers Jan 1 – Mar 31
    
-   Q2 · due Jun 15, 2026
    
    $5,056
    
    Covers Apr 1 – May 31
    
-   Q3 · due Sep 15, 2026
    
    $5,056
    
    Covers Jun 1 – Aug 31
    
-   Q4 · due Jan 15, 2027
    
    $5,056
    
    Covers Sep 1 – Dec 31
    

What this estimate assumes

-   Standard deduction (no itemizing)
-   No employees or business property (QBI wage limits treated as zero)
-   No child tax credit
-   No county or city income tax (Pennsylvania has local income taxes in some areas)
-   Excludes 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32.

## Taxes for Pennsylvania freelancers in 2026

Pennsylvania has no standard deduction or personal exemption for most filers, so tax applies from the first dollar of income.

On $85,000 of 1099 profit, a single filer owes about $2,425 in Pennsylvania income tax on top of $17,800 in federal taxes. That ranks 18th lowest of 51 (50 states and DC), $304 less than the median state.

Among its neighbors, Ohio would tax the same income less, while West Virginia, New Jersey, Maryland, New York and Delaware would tax it more.

Pennsylvania also has local (county or city) income taxes. They average 0.99% of adjusted gross income statewide (2023 IRS and Census data compiled by the Tax Foundation) and are not included in these estimates.

## Pennsylvania income tax brackets for 2026

| Rate | Single: taxable income over | Married jointly: over |
| --- | --- | --- |
| 3.07% | $0 | $0 |

## Pennsylvania vs. neighboring states

Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.

| State | State tax | Total tax | Take-home |
| --- | --- | --- | --- |
| Pennsylvania | $2,425 | $20,225 | $64,775 |
| [Delaware](/1099-tax-calculator/delaware) | $3,873 | $21,673 | $63,327 |
| [Maryland](/1099-tax-calculator/maryland) | $3,389 | $21,189 | $63,811 |
| [New Jersey](/1099-tax-calculator/new-jersey) | $2,842 | $20,642 | $64,358 |
| [New York](/1099-tax-calculator/new-york) | $3,669 | $21,469 | $63,531 |
| [Ohio](/1099-tax-calculator/ohio) | $1,729 | $19,529 | $65,471 |
| [West Virginia](/1099-tax-calculator/west-virginia) | $2,729 | $20,529 | $64,471 |

## How Pennsylvania taxes changed

Pennsylvania's rates and deductions did not change for 2026. State tax on $85,000 of 1099 profit is unchanged at $2,425.

Pennsylvania income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 3.07% | 3.07% |
| Standard deduction (single) | — | — |
| State tax on $85,000 of 1099 profit | $2,425 | $2,425 |
| Take-home on a $75,000 salary | $59,011 | $59,290 |

Each year uses that year's federal and Pennsylvania rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [Pennsylvania revenue department](https://www.revenue.pa.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology).

## Pennsylvania 1099 tax FAQ

### Does Pennsylvania have a state income tax?

Pennsylvania has a flat income tax of 3.07%.

### How much should a freelancer in Pennsylvania set aside for taxes?

A single filer with $85,000 of 1099 profit and no other income should set aside about 24% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $2,425 Pennsylvania income tax. Use the calculator for your own income, expenses and filing status.

### What is the top Pennsylvania income tax rate in 2026?

3.07%. Pennsylvania has a flat income tax of 3.07%.

### Do I need to make estimated tax payments to Pennsylvania?

Generally yes, if you expect to owe state tax that is not covered by withholding. Pennsylvania sets its own thresholds and due dates; check the Pennsylvania revenue department's estimated payment rules.

Pennsylvania at a glance

- Top income tax rate: 3.07%
- State tax on $85,000: $2,425
- Rank (1 = lowest): 18 of 51
- Set aside: 24%

Nearby states

-   [Pennsylvania take-home pay calculator](/take-home-pay-calculator/pennsylvania)
-   [Delaware 1099 tax calculator](/1099-tax-calculator/delaware)
-   [Maryland 1099 tax calculator](/1099-tax-calculator/maryland)
-   [New Jersey 1099 tax calculator](/1099-tax-calculator/new-jersey)
-   [New York 1099 tax calculator](/1099-tax-calculator/new-york)
-   [Ohio 1099 tax calculator](/1099-tax-calculator/ohio)
-   [West Virginia 1099 tax calculator](/1099-tax-calculator/west-virginia)

[Compare all states on the map](/states)