---
title: "Ohio 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren"
description: "Estimate 2026 Ohio state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside."
url: https://taxwren.com/1099-tax-calculator/ohio
---

2026 tax year · updated Oct 10, 2026

# Ohio 1099 tax calculator

Ohio has a flat income tax of 2.75% on taxable income above $26,050. Estimate your self-employment, federal and Ohio taxes below.

Estimated take-home

23.0% effective

For $85,000 of 1099 income · Single · Ohio

$65,471

$5,456 per month

Set aside 23% of every payment

That covers federal, self-employment and state tax on this income.

- Self-employment tax: $12,010
- Federal income tax: $5,790
- State income tax: $1,729
- Total estimated tax: $19,529

## 2026 quarterly payments (Form 1040-ES)

-   Q1 · due Apr 15, 2026
    
    $4,882
    
    Covers Jan 1 – Mar 31
    
-   Q2 · due Jun 15, 2026
    
    $4,882
    
    Covers Apr 1 – May 31
    
-   Q3 · due Sep 15, 2026
    
    $4,882
    
    Covers Jun 1 – Aug 31
    
-   Q4 · due Jan 15, 2027
    
    $4,882
    
    Covers Sep 1 – Dec 31
    

What this estimate assumes

-   Standard deduction (no itemizing)
-   No employees or business property (QBI wage limits treated as zero)
-   No child tax credit
-   No county or city income tax (Ohio has local income taxes in some areas)
-   Excludes 2025 law deductions for tips, overtime, seniors and car loan interest

Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32.

## Taxes for Ohio freelancers in 2026

Single filers get a personal exemption of $2,400.

On $85,000 of 1099 profit, a single filer owes about $1,729 in Ohio income tax on top of $17,800 in federal taxes. That ranks 12th lowest of 51 (50 states and DC), $1,000 less than the median state.

No neighboring state taxes this income less. Indiana, Pennsylvania, Kentucky, West Virginia and Michigan would charge up to $1,378 more.

Ohio also has local (county or city) income taxes. They average 1.2% of adjusted gross income statewide (2023 IRS and Census data compiled by the Tax Foundation) and are not included in these estimates.

## Ohio income tax brackets for 2026

| Rate | Single: taxable income over | Married jointly: over |
| --- | --- | --- |
| 0% | $0 | $0 |
| 2.75% | $26,050 | $26,050 |

## Ohio vs. neighboring states

Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax.

| State | State tax | Total tax | Take-home |
| --- | --- | --- | --- |
| Ohio | $1,729 | $19,529 | $65,471 |
| [Indiana](/1099-tax-calculator/indiana) | $2,301 | $20,101 | $64,899 |
| [Kentucky](/1099-tax-calculator/kentucky) | $2,647 | $20,447 | $64,553 |
| [Michigan](/1099-tax-calculator/michigan) | $3,107 | $20,907 | $64,093 |
| [Pennsylvania](/1099-tax-calculator/pennsylvania) | $2,425 | $20,225 | $64,775 |
| [West Virginia](/1099-tax-calculator/west-virginia) | $2,729 | $20,529 | $64,471 |

## How Ohio taxes changed

For 2026, Ohio cut its top rate from 3.13% to 2.75%. State tax on $85,000 of 1099 profit falls from $1,739 to $1,729 (−$10).

Ohio income tax on $85,000 of 1099 profit

Take-home pay on a $75,000 salary

|  | 2025 | 2026 |
| --- | --- | --- |
| Top income tax rate | 3.13% | 2.75% |
| Standard deduction (single) | — | — |
| State tax on $85,000 of 1099 profit | $1,739 | $1,729 |
| Take-home on a $75,000 salary | $59,685 | $59,974 |

Each year uses that year's federal and Ohio rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes)

Sources: [Ohio revenue department](https://tax.ohio.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology).

## Ohio 1099 tax FAQ

### Does Ohio have a state income tax?

Ohio has a flat income tax of 2.75% on taxable income above $26,050.

### How much should a freelancer in Ohio set aside for taxes?

A single filer with $85,000 of 1099 profit and no other income should set aside about 23% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $1,729 Ohio income tax. Use the calculator for your own income, expenses and filing status.

### What is the top Ohio income tax rate in 2026?

2.75%. Ohio has a flat income tax of 2.75% on taxable income above $26,050.

### Do I need to make estimated tax payments to Ohio?

Generally yes, if you expect to owe state tax that is not covered by withholding. Ohio sets its own thresholds and due dates; check the Ohio revenue department's estimated payment rules.

Ohio at a glance

- Top income tax rate: 2.75%
- State tax on $85,000: $1,729
- Rank (1 = lowest): 12 of 51
- Set aside: 23%

Nearby states

-   [Ohio take-home pay calculator](/take-home-pay-calculator/ohio)
-   [Indiana 1099 tax calculator](/1099-tax-calculator/indiana)
-   [Kentucky 1099 tax calculator](/1099-tax-calculator/kentucky)
-   [Michigan 1099 tax calculator](/1099-tax-calculator/michigan)
-   [Pennsylvania 1099 tax calculator](/1099-tax-calculator/pennsylvania)
-   [West Virginia 1099 tax calculator](/1099-tax-calculator/west-virginia)

[Compare all states on the map](/states)