--- title: "Georgia 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren" description: "Estimate 2026 Georgia state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside." url: https://taxwren.com/1099-tax-calculator/georgia --- 2026 tax year · updated Oct 10, 2026 # Georgia 1099 tax calculator Georgia has a flat income tax of 4.99%. Estimate your self-employment, federal and Georgia taxes below. Estimated take-home 24.7% effective For $85,000 of 1099 income · Single · Georgia $64,007 $5,334 per month Set aside 25% of every payment That covers federal, self-employment and state tax on this income. - Self-employment tax: $12,010 - Federal income tax: $5,790 - State income tax: $3,193 - Total estimated tax: $20,993 ## 2026 quarterly payments (Form 1040-ES) - Q1 · due Apr 15, 2026 $5,248 Covers Jan 1 – Mar 31 - Q2 · due Jun 15, 2026 $5,248 Covers Apr 1 – May 31 - Q3 · due Sep 15, 2026 $5,248 Covers Jun 1 – Aug 31 - Q4 · due Jan 15, 2027 $5,248 Covers Sep 1 – Dec 31 What this estimate assumes - Standard deduction (no itemizing) - No employees or business property (QBI wage limits treated as zero) - No child tax credit - No local income tax - Excludes 2025 law deductions for tips, overtime, seniors and car loan interest Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32. ## Taxes for Georgia freelancers in 2026 Single filers get a standard deduction of $15,000 ($30,000 married filing jointly). On $85,000 of 1099 profit, a single filer owes about $3,193 in Georgia income tax on top of $17,800 in federal taxes. That ranks 38th lowest of 51 (50 states and DC), $464 more than the median state. Among its neighbors, Florida, Tennessee, South Carolina and North Carolina would tax the same income less, while Alabama would tax it more. ## Georgia income tax brackets for 2026 | Rate | Single: taxable income over | Married jointly: over | | --- | --- | --- | | 4.99% | $0 | $0 | ## Georgia vs. neighboring states Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax. | State | State tax | Total tax | Take-home | | --- | --- | --- | --- | | Georgia | $3,193 | $20,993 | $64,007 | | [Alabama](/1099-tax-calculator/alabama) | $3,395 | $21,195 | $63,805 | | [Florida](/1099-tax-calculator/florida) | $0 | $17,800 | $67,200 | | [North Carolina](/1099-tax-calculator/north-carolina) | $2,643 | $20,443 | $64,557 | | [South Carolina](/1099-tax-calculator/south-carolina) | $2,368 | $20,168 | $64,832 | | [Tennessee](/1099-tax-calculator/tennessee) | $0 | $17,800 | $67,200 | ## How Georgia taxes changed For 2026, Georgia cut its top rate from 5.19% to 4.99% and raised the single standard deduction from $12,000 to $15,000. State tax on $85,000 of 1099 profit falls from $3,477 to $3,193 (−$284). Georgia income tax on $85,000 of 1099 profit Take-home pay on a $75,000 salary | | 2025 | 2026 | | --- | --- | --- | | Top income tax rate | 5.19% | 4.99% | | Standard deduction (single) | $12,000 | $15,000 | | State tax on $85,000 of 1099 profit | $3,477 | $3,193 | | Take-home on a $75,000 salary | $58,044 | $58,599 | Each year uses that year's federal and Georgia rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes) Sources: [Georgia revenue department](https://dor.georgia.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology). ## Georgia 1099 tax FAQ ### Does Georgia have a state income tax? Georgia has a flat income tax of 4.99%. ### How much should a freelancer in Georgia set aside for taxes? A single filer with $85,000 of 1099 profit and no other income should set aside about 25% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $3,193 Georgia income tax. Use the calculator for your own income, expenses and filing status. ### What is the top Georgia income tax rate in 2026? 4.99%. Georgia has a flat income tax of 4.99%. ### Do I need to make estimated tax payments to Georgia? Generally yes, if you expect to owe state tax that is not covered by withholding. Georgia sets its own thresholds and due dates; check the Georgia revenue department's estimated payment rules. Georgia at a glance - Top income tax rate: 4.99% - State tax on $85,000: $3,193 - Rank (1 = lowest): 38 of 51 - Set aside: 25% Nearby states - [Georgia take-home pay calculator](/take-home-pay-calculator/georgia) - [Alabama 1099 tax calculator](/1099-tax-calculator/alabama) - [Florida 1099 tax calculator](/1099-tax-calculator/florida) - [North Carolina 1099 tax calculator](/1099-tax-calculator/north-carolina) - [South Carolina 1099 tax calculator](/1099-tax-calculator/south-carolina) - [Tennessee 1099 tax calculator](/1099-tax-calculator/tennessee) [Compare all states on the map](/states)