--- title: "Arizona 1099 Tax Calculator 2026: Self-Employment & State Tax | TaxWren" description: "Estimate 2026 Arizona state income tax, self-employment tax and federal income tax for freelancers and 1099 contractors, plus how much to set aside." url: https://taxwren.com/1099-tax-calculator/arizona --- 2026 tax year · updated Oct 10, 2026 # Arizona 1099 tax calculator Arizona has a flat income tax of 2.5%. Estimate your self-employment, federal and Arizona taxes below. Estimated take-home 22.8% effective For $85,000 of 1099 income · Single · Arizona $65,628 $5,469 per month Set aside 23% of every payment That covers federal, self-employment and state tax on this income. - Self-employment tax: $12,010 - Federal income tax: $5,790 - State income tax: $1,572 - Total estimated tax: $19,372 ## 2026 quarterly payments (Form 1040-ES) - Q1 · due Apr 15, 2026 $4,843 Covers Jan 1 – Mar 31 - Q2 · due Jun 15, 2026 $4,843 Covers Apr 1 – May 31 - Q3 · due Sep 15, 2026 $4,843 Covers Jun 1 – Aug 31 - Q4 · due Jan 15, 2027 $4,843 Covers Sep 1 – Dec 31 What this estimate assumes - Standard deduction (no itemizing) - No employees or business property (QBI wage limits treated as zero) - No child tax credit - No local income tax - Excludes 2025 law deductions for tips, overtime, seniors and car loan interest - Some Arizona rules are simplified (see the state page) Estimate for information only, not tax advice. 2026 figures from IRS Rev. Proc. 2025-32. ## Taxes for Arizona freelancers in 2026 Single filers get a standard deduction of $16,100 ($32,200 married filing jointly). On $85,000 of 1099 profit, a single filer owes about $1,572 in Arizona income tax on top of $17,800 in federal taxes. That ranks 11th lowest of 51 (50 states and DC), $1,157 less than the median state. Among its neighbors, Nevada would tax the same income less, while New Mexico, Utah and California would tax it more. ## Arizona income tax brackets for 2026 | Rate | Single: taxable income over | Married jointly: over | | --- | --- | --- | | 2.5% | $0 | $0 | ## Arizona vs. neighboring states Tax on $85,000 of 1099 profit for a single filer in 2026. The median across all 50 states and DC is $2,729 of state income tax. | State | State tax | Total tax | Take-home | | --- | --- | --- | --- | | Arizona | $1,572 | $19,372 | $65,628 | | [California](/1099-tax-calculator/california) | $3,102 | $20,902 | $64,098 | | [New Mexico](/1099-tax-calculator/new-mexico) | $2,547 | $20,347 | $64,653 | | [Nevada](/1099-tax-calculator/nevada) | $0 | $17,800 | $67,200 | | [Utah](/1099-tax-calculator/utah) | $2,549 | $20,349 | $64,651 | ## How Arizona taxes changed For 2026, Arizona raised the single standard deduction from $15,750 to $16,100. State tax on $85,000 of 1099 profit falls from $1,581 to $1,572 (−$9). Arizona income tax on $85,000 of 1099 profit Take-home pay on a $75,000 salary | | 2025 | 2026 | | --- | --- | --- | | Top income tax rate | 2.5% | 2.5% | | Standard deduction (single) | $15,750 | $16,100 | | State tax on $85,000 of 1099 profit | $1,581 | $1,572 | | Take-home on a $75,000 salary | $59,832 | $60,120 | Each year uses that year's federal and Arizona rules, so the take-home row also reflects federal changes. [Federal changes](/federal-tax-brackets) · [All data updates](/tax-law-changes) ## What this estimate simplifies - In lieu of a dependent exemption, Arizona offers a dependent tax credit of $100 per dependent under the age of 17 and $25 per dependent age 17 and older. The credit begins to phase out for taxpayers with federal adjusted gross income (FAGI) above $200,000 (single filers) or $400,000 (MFJ). Sources: [Arizona revenue department](https://azdor.gov), [Tax Foundation, State Individual Income Tax Rates and Brackets](https://taxfoundation.org/data/all/state/state-income-tax-rates-2026/), [IRS Rev. Proc. 2025-32](https://www.irs.gov/pub/irs-drop/rp-25-32.pdf). See our [methodology](/methodology). ## Arizona 1099 tax FAQ ### Does Arizona have a state income tax? Arizona has a flat income tax of 2.5%. ### How much should a freelancer in Arizona set aside for taxes? A single filer with $85,000 of 1099 profit and no other income should set aside about 23% of every payment in 2026: $12,010 self-employment tax, $5,790 federal income tax and $1,572 Arizona income tax. Use the calculator for your own income, expenses and filing status. ### What is the top Arizona income tax rate in 2026? 2.5%. Arizona has a flat income tax of 2.5%. ### Do I need to make estimated tax payments to Arizona? Generally yes, if you expect to owe state tax that is not covered by withholding. Arizona sets its own thresholds and due dates; check the Arizona revenue department's estimated payment rules. Arizona at a glance - Top income tax rate: 2.5% - State tax on $85,000: $1,572 - Rank (1 = lowest): 11 of 51 - Set aside: 23% Nearby states - [Arizona take-home pay calculator](/take-home-pay-calculator/arizona) - [California 1099 tax calculator](/1099-tax-calculator/california) - [New Mexico 1099 tax calculator](/1099-tax-calculator/new-mexico) - [Nevada 1099 tax calculator](/1099-tax-calculator/nevada) - [Utah 1099 tax calculator](/1099-tax-calculator/utah) [Compare all states on the map](/states)